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Single Family ResidenceResidential
$836,859$371 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

20515 S VIRGINIA ST

RENO, NV 89521
3
Beds
2
Baths
2,256 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$837K
$768K low$906K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$441,859
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$353,487
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$295,000
NEWREZ LLC · recorded Jun 28, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
BANK OF AMERICA NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,578 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$84,504 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$44,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$40,404
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$82,929
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$241,441

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.89 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWashoe
Lot (acres)The size of the land the home sits on, from county records.1.18
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 870 ft²Patio · 870 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pleasant Valley Elementary SchoolB
Elementary · Grades KG–5 · 1.0 mi
H
Galena High SchoolB
High · Grades 9–12 · 2.0 mi
M
Marce Herz Middle SchoolA-
Middle · Grades 6–8 · 3.5 mi

District: Washoe County School District

Neighborhood · ZIP 89521These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.274

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.42,832
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.355 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$110,306
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$137,433
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.79%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20515 S Virginia St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Washoe County
  • Costs more per square foot than 66% of homes in Washoe County
  • Bigger than 73% of homes in Washoe County
  • Has a bigger lot than 96% of homes in Washoe County
  • Older than 92% of homes in Reno 89521

What homes are worth in Reno 89521

Each bar is how many homes fall in that price range. The marker is this home.

This home
$391K$1.4M

This home is worth more than 71% of homes in Reno 89521.

How it measures up in Reno 89521

The dot is this home. The mark in the middle is the typical home in Reno 89521.

Estimated value$836,859
CheaperTypical $723,417Pricier

Pricier than 71% of homes nearby

Price per ft²$371
CheaperTypical $356Pricier

Pricier than 58% of homes nearby

Living area2,256 ft²
SmallerTypical 2,031 ft²Bigger

Bigger than 62% of homes nearby

Lot size1.18 ac
SmallerTypical 0.17 acBigger

Bigger than 94% of homes nearby

Year built1978
OlderTypical 2005Newer

Newer than 8% of homes nearby

How 20515 S Virginia St ranks against every home in each area.
MeasureThis homeReno 89521Washoe County
Estimated valuepricier than$836,85971% of homes79% of homes
Price per ft²pricier than$37158% of homes66% of homes
Living areabigger than2,256 ft²62% of homes73% of homes
Lot sizebigger than1.18 ac94% of homes96% of homes
Year builtnewer than19788% of homes28% of homes

About 20515 S Virginia St

How much is 20515 S Virginia St, Reno, NV worth?

The TopHap Estimate for 20515 S Virginia St, Reno, NV is $836,859 as of Jul 14, 2026. The likely range is $768,112 to $905,606. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20515 S Virginia St, Reno, NV last sell?

20515 S Virginia St, Reno, NV last sold on Aug 3, 2018, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 20515 S Virginia St, Reno, NV?

20515 S Virginia St, Reno, NV has 3 bedrooms, 2 bathrooms, 2,256 square feet of living space and a 1.18-acre lot.

When was 20515 S Virginia St, Reno, NV built?

20515 S Virginia St, Reno, NV was built in 1978, making it 48 years old. The building has 2 stories.

What schools serve 20515 S Virginia St, Reno, NV?

20515 S Virginia St, Reno, NV is assigned to Pleasant Valley Elementary School (elementary), rated B; Galena High School (high), rated B; Marce Herz Middle School (middle), rated A-. All sit in Washoe County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20515 S Virginia St, Reno, NV compare to other homes in Reno 89521?

Among the 15,903 homes in Reno 89521, it is worth more than 71% of them ($836,859 against a typical $723,417), its price per square foot is higher than 58% of them ($371 against a typical $356), it is bigger than 62% of them (2,256 ft² against a typical 2,031 ft²), its lot is bigger than 94% of them (1.18 ac against a typical 0.17 ac) and it is newer than 8% of them (1978 against a typical 2005). Measured against all of Washoe County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20515 S Virginia St, Reno, NV?

The 2025 property tax bill for 20515 S Virginia St, Reno, NV was $2,578. The county assessed it at $84,504.

Closest homes

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Assigned schools

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