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Single Family ResidenceResidential
$283,661$148 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

20570 STATE ROUTE 116

SPENCERVILLE, OH 45887
3
Beds
2
Baths
1,920 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
2016
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$284K
$213K low$355K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$115,661
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$92,529
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$168,000
SUPERIOR CU INC · recorded Apr 18, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,086 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$70,180 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,150
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$61,030
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$70,180
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$200,510

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyVAN WERT
Lot (acres)The size of the land the home sits on, from county records.2.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Gazebo

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Spencerville Middle SchoolB+
Middle · Grades 5–8 · 4.3 mi
H
Spencerville High SchoolA-
High · Grades 9–12 · 4.3 mi
E
Spencerville Elementary SchoolA+
Elementary · Grades KG–4 · 4.3 mi

District: Spencerville Local School District

Neighborhood · ZIP 45887These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.195
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,783
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,035
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,769
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20570 State Route 116 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Van Wert County
  • Costs more per square foot than 77% of homes in Van Wert County
  • Bigger than 77% of homes in Van Wert County
  • Has a bigger lot than 81% of homes in Van Wert County
  • Newer than 98% of homes in Spencerville 45887

What homes are worth in Spencerville 45887

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$539K

This home is worth more than 78% of homes in Spencerville 45887.

How it measures up in Spencerville 45887

The dot is this home. The mark in the middle is the typical home in Spencerville 45887.

Estimated value$283,661
CheaperTypical $178,168Pricier

Pricier than 78% of homes nearby

Price per ft²$148
CheaperTypical $116Pricier

Pricier than 72% of homes nearby

Living area1,920 ft²
SmallerTypical 1,600 ft²Bigger

Bigger than 71% of homes nearby

Lot size2 ac
SmallerTypical 0.55 acBigger

Bigger than 75% of homes nearby

Year built2016
OlderTypical 1957Newer

Newer than 98% of homes nearby

How 20570 State Route 116 ranks against every home in each area.
MeasureThis homeSpencerville 45887Van Wert County
Estimated valuepricier than$283,66178% of homes83% of homes
Price per ft²pricier than$14872% of homes77% of homes
Living areabigger than1,920 ft²71% of homes77% of homes
Lot sizebigger than2 ac75% of homes81% of homes
Year builtnewer than201698% of homes95% of homes

About 20570 State Route 116

How much is 20570 State Route 116, Spencerville, OH worth?

The TopHap Estimate for 20570 State Route 116, Spencerville, OH is $283,661 as of Jun 23, 2026. The likely range is $212,745 to $354,576. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20570 State Route 116, Spencerville, OH last sell?

20570 State Route 116, Spencerville, OH last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 20570 State Route 116, Spencerville, OH?

20570 State Route 116, Spencerville, OH has 3 bedrooms, 2 bathrooms, 1,920 square feet of living space and a 2.00-acre lot.

When was 20570 State Route 116, Spencerville, OH built?

20570 State Route 116, Spencerville, OH was built in 2016, making it 10 years old. It is a conventional home. The building has 1 story.

What schools serve 20570 State Route 116, Spencerville, OH?

20570 State Route 116, Spencerville, OH is assigned to Spencerville Middle School (middle), rated B+; Spencerville High School (high), rated A-; Spencerville Elementary School (elementary), rated A+. All sit in Spencerville Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20570 State Route 116, Spencerville, OH compare to other homes in Spencerville 45887?

Among the 1,887 homes in Spencerville 45887, it is worth more than 78% of them ($283,661 against a typical $178,168), its price per square foot is higher than 72% of them ($148 against a typical $116), it is bigger than 71% of them (1,920 ft² against a typical 1,600 ft²), its lot is bigger than 75% of them (2 ac against a typical 0.55 ac) and it is newer than 98% of them (2016 against a typical 1957). Measured against all of Van Wert County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20570 State Route 116, Spencerville, OH?

The 2025 property tax bill for 20570 State Route 116, Spencerville, OH was $2,086. The county assessed it at $70,180.

Closest homes

More homes in Spencerville 45887

Assigned schools

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