Single Family ResidenceResidential
$356,537$253 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $229,000 on Jan 28, 2020
206 ELM AVE NW
RICHMOND, MN 56368
3
Beds
2.3
Baths
1,410 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.
Pre-foreclosure (NTS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
Auction scheduled for Mar 11, 2026.
Valuation
$357K
$345K low$368K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$229,000 · Jan 28, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$318,794
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$255,035
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.16%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$37,743
SECRETARY OF HOUSING AND URBAN DEVELOPMEN · E · 6.37% · recorded Jun 15, 2026
Tax & Assessment
Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,046 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$331,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$285,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$330,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$331,400
Climate Risk
Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
50
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal
Scores 0–100; higher = greater projected risk.
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySTEARNS
Lot (acres)The size of the land the home sits on, from county records.0.47
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 120 ft²
Transaction History(2)
Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.Foreclosure Filings(1)
Neighborhood · ZIP 56368These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.5,297
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,544
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,517
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%
Ownership
OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No
Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.
How this home compares
206 Elm Ave Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Worth more than 83% of homes in Stearns County
- Costs more per square foot than 90% of homes in Stearns County
- Newer than 77% of homes in Richmond 56368
What homes are worth in Richmond 56368
Each bar is how many homes fall in that price range. The marker is this home.
This home
$88K$725K
This home is worth more than 72% of homes in Richmond 56368.
How it measures up in Richmond 56368
The dot is this home. The mark in the middle is the typical home in Richmond 56368.
Estimated value$356,537
CheaperTypical $270,449Pricier
Pricier than 72% of homes nearby
Price per ft²$253
CheaperTypical $193Pricier
Pricier than 78% of homes nearby
Living area1,410 ft²
SmallerTypical 1,302 ft²Bigger
Bigger than 59% of homes nearby
Lot size0.47 ac
SmallerTypical 0.56 acBigger
Bigger than 46% of homes nearby
Year built1999
OlderTypical 1979Newer
Newer than 77% of homes nearby
| Measure | This home | Richmond 56368 | Stearns County |
|---|---|---|---|
| Estimated valuepricier than | $356,537 | 72% of homes | 83% of homes |
| Price per ft²pricier than | $253 | 78% of homes | 90% of homes |
| Living areabigger than | 1,410 ft² | 59% of homes | 55% of homes |
| Lot sizebigger than | 0.47 ac | 46% of homes | 57% of homes |
| Year builtnewer than | 1999 | 77% of homes | 73% of homes |
About 206 Elm Ave Nw
How much is 206 Elm Ave Nw, Richmond, MN worth?
The TopHap Estimate for 206 Elm Ave Nw, Richmond, MN is $356,537 as of Jul 14, 2026. The likely range is $344,925 to $368,149. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.
When did 206 Elm Ave Nw, Richmond, MN last sell?
206 Elm Ave Nw, Richmond, MN last sold on Jan 28, 2020 for $229,000, according to the county's recorded deed.
How big is 206 Elm Ave Nw, Richmond, MN?
206 Elm Ave Nw, Richmond, MN has 3 bedrooms, 2.3 bathrooms, 1,410 square feet of living space and a 0.47-acre lot.
When was 206 Elm Ave Nw, Richmond, MN built?
206 Elm Ave Nw, Richmond, MN was built in 1999, making it 27 years old. It is a ranch home. The building has 1 story.
How does 206 Elm Ave Nw, Richmond, MN compare to other homes in Richmond 56368?
Among the 2,823 homes in Richmond 56368, it is worth more than 72% of them ($356,537 against a typical $270,449), its price per square foot is higher than 78% of them ($253 against a typical $193), it is bigger than 59% of them (1,410 ft² against a typical 1,302 ft²), its lot is bigger than 46% of them (0.47 ac against a typical 0.56 ac) and it is newer than 77% of them (1999 against a typical 1979). Measured against all of Stearns County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.
What are the property taxes on 206 Elm Ave Nw, Richmond, MN?
The 2026 property tax bill for 206 Elm Ave Nw, Richmond, MN was $4,046. The county assessed it at $331,400.
Closest homes
- 204 Elm Ave Nw$349K189 ft · 3 bd · 2 ba · 1,274 ft² · Sold $22K · Mar 2001
- 243 Elm Ave Nw$241K223 ft · 3 bd · 2.5 ba · 1,248 ft² · Sold $20K · Oct 1999
- 424 3rd St Nw209 ft · 3 bd · 2.5 ba · 1,214 ft² · Sold $17K · Sep 2001
- 424 3rd St Nw217 ft · 3 bd · 2.3 ba · 1,214 ft² · Sold $17K · Sep 2001
- 342 2nd St Nw$122K368 ft · 3 bd · 2.3 ba · 1,367 ft² · Sold Aug 1998
- 422 2nd St Nw$191K374 ft · 3 bd · 2.5 ba · 1,210 ft² · Sold Jan 1900
- 427 3rd St Nw$254K309 ft · 2 bd · 1 ba · 1,620 ft² · Sold $5K · Mar 2001
- 432 2nd St Nw$244K430 ft · 3 bd · 2.5 ba · 1,377 ft² · Sold $17K · Apr 2000
More homes in Richmond 56368
- 21173 280th St$1M4 bd · 2.5 ba · 2,140 ft² · Sold $1.1M · Jul 2026
- 20701 Edgewater Rd0.12 ac · Sold $6K · Jul 2026
- 18850 Koetter Lake Rd$730K4 bd · 2 ba · 1,156 ft² · Sold $715K · Jul 2026
- 655 6th St Nw$300K3 bd · 1 ba · 1,238 ft² · Sold $300K · Jul 2026
- 623 1st St Se$255K3 bd · 2.5 ba · 1,636 ft² · Sold $350K · Jul 2026
- 18401 Raymond Ave1.71 ac · Sold $125K · Jun 2026
- 19126 Koetter Lake Rd1.17 ac · Sold $375K · Jun 2026
- 15 Grant Ave Sw3,036 ft² · Sold $412K · Jun 2026
- 42 1st St Se$200K3 bd · 1 ba · 1,032 ft² · Sold $200K · Jun 2026
- 23904 Scotch Pine Ct$437K4 bd · 1.8 ba · 1,463 ft² · Sold $192K · Jun 2026
- 20798 Edgedale Ct$710K3 bd · 1 ba · 1,726 ft² · Sold $710K · Jun 2026
- 18848 223rd St$371K4 bd · 1 ba · 1,979 ft² · Sold $370K · Jun 2026
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