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Single Family ResidenceResidential
$918,080$358 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $899,950 on Nov 26, 2024

20640 RIVER RD

CHESTERFIELD, VA 23838
4
Beds
4.5
Baths
2,567 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
14.75 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$918K
$850K low$986K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$899,950 · Nov 26, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,833 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$764,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$128,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$636,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$712,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$764,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.71
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
63
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCHESTERFIELD
Lot (acres)The size of the land the home sits on, from county records.14.75
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Grange Hall Elementary SchoolA-
Elementary · Grades KG–5 · 5.0 mi
H
Cosby High SchoolA-
High · Grades 9–12 · 7.8 mi
M
Bailey Bridge Middle SchoolC-
Middle · Grades 6–8 · 11.5 mi

District: Chesterfield County Public Schools

Neighborhood · ZIP 23838These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.17,655
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.170 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$124,010
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$150,389
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20640 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Chesterfield County
  • Among the highest price per square foot in Chesterfield County
  • Bigger than 71% of homes in Chesterfield County
  • Has a bigger lot than 98% of homes in Chesterfield County
  • Newer than 95% of homes in Chesterfield County

What homes are worth in Chesterfield 23838

Each bar is how many homes fall in that price range. The marker is this home.

This home
$205K$1.1M

This home is worth more than 95% of homes in Chesterfield 23838.

How it measures up in Chesterfield 23838

The dot is this home. The mark in the middle is the typical home in Chesterfield 23838.

Estimated value$918,080
CheaperTypical $552,338Pricier

Pricier than 95% of homes nearby

Price per ft²$358
CheaperTypical $211Pricier

Pricier than almost all homes nearby

Living area2,567 ft²
SmallerTypical 2,712 ft²Bigger

Bigger than 43% of homes nearby

Lot size14.75 ac
SmallerTypical 1.55 acBigger

Bigger than 97% of homes nearby

Year built2021
OlderTypical 1999Newer

Newer than 93% of homes nearby

How 20640 River Rd ranks against every home in each area.
MeasureThis homeChesterfield 23838Chesterfield County
Estimated valuepricier than$918,08095% of homes97% of homes
Price per ft²pricier than$358almost all homesalmost all homes
Living areabigger than2,567 ft²43% of homes71% of homes
Lot sizebigger than14.75 ac97% of homes98% of homes
Year builtnewer than202193% of homes95% of homes

About 20640 River Rd

How much is 20640 River Rd, Chesterfield, VA worth?

The TopHap Estimate for 20640 River Rd, Chesterfield, VA is $918,080 as of Oct 21, 2026. The likely range is $849,773 to $986,387. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20640 River Rd, Chesterfield, VA last sell?

20640 River Rd, Chesterfield, VA last sold on Nov 26, 2024 for $899,950, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 20640 River Rd, Chesterfield, VA?

20640 River Rd, Chesterfield, VA has 4 bedrooms, 4.5 bathrooms, 2,567 square feet of living space and a 14.75-acre lot.

When was 20640 River Rd, Chesterfield, VA built?

20640 River Rd, Chesterfield, VA was built in 2021, making it 5 years old. It is a traditional/old home. The building has 1 story.

What schools serve 20640 River Rd, Chesterfield, VA?

20640 River Rd, Chesterfield, VA is assigned to Grange Hall Elementary School (elementary), rated A-; Cosby High School (high), rated A-; Bailey Bridge Middle School (middle), rated C-. All sit in Chesterfield County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20640 River Rd, Chesterfield, VA compare to other homes in Chesterfield 23838?

Among the 8,147 homes in Chesterfield 23838, it is worth more than 95% of them ($918,080 against a typical $552,338), its price per square foot is higher than almost all of them ($358 against a typical $211), it is bigger than 43% of them (2,567 ft² against a typical 2,712 ft²), its lot is bigger than 97% of them (14.75 ac against a typical 1.55 ac) and it is newer than 93% of them (2021 against a typical 1999). Measured against all of Chesterfield County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20640 River Rd, Chesterfield, VA?

The 2026 property tax bill for 20640 River Rd, Chesterfield, VA was $6,833. The county assessed it at $764,900.

More homes on River Rd

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