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Single Family ResidenceResidential
$200,229$148 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $75,900 on Feb 8, 2007

20642 ROUTE 3

DURANGO, IA 52039
3
Beds
2
Baths
1,356 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$200K
$174K low$226K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$75,900 · Feb 8, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.137%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$105,600
DUBUQUE BK&TR · recorded Jun 18, 2018
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$104,500
DEERE EMPLOYEES CU
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,500

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,324 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$154,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$139,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$135,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$154,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
38
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
70
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyDubuque
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Wood Frame
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 240 ft²Patio · 240 ft²Porch · 150 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Epworth Elementary SchoolB-
Elementary · Grades PK–5 · 10.0 mi
H
Western Dubuque High SchoolA
High · Grades 9–12 · 10.2 mi
M
Drexler Middle SchoolA
Middle · Grades 6–8 · 11.2 mi

District: Western Dubuque Community School District

Neighborhood · ZIP 52039These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.39
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,217
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.63 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,980
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,388
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20642 Route 3 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Durango 52039
  • Costs less per square foot than 81% of homes in Durango 52039
  • Smaller than 75% of homes in Durango 52039
  • Has a smaller lot than 98% of homes in Durango 52039
  • Older than 85% of homes in Dubuque County

What homes are worth in Durango 52039

Each bar is how many homes fall in that price range. The marker is this home.

This home
$160K$696K

This home is worth more than 10% of homes in Durango 52039.

How it measures up in Durango 52039

The dot is this home. The mark in the middle is the typical home in Durango 52039.

Estimated value$200,229
CheaperTypical $335,142Pricier

Pricier than 10% of homes nearby

Price per ft²$148
CheaperTypical $194Pricier

Pricier than 19% of homes nearby

Living area1,356 ft²
SmallerTypical 1,664 ft²Bigger

Bigger than 25% of homes nearby

Lot size0.25 ac
SmallerTypical 2.78 acBigger

Bigger than 2% of homes nearby

Year built1900
OlderTypical 1979Newer

Newer than 16% of homes nearby

How 20642 Route 3 ranks against every home in each area.
MeasureThis homeDurango 52039Dubuque County
Estimated valuepricier than$200,22910% of homes25% of homes
Price per ft²pricier than$14819% of homes25% of homes
Living areabigger than1,356 ft²25% of homes39% of homes
Lot sizebigger than0.25 ac2% of homes50% of homes
Year builtnewer than190016% of homes15% of homes

About 20642 Route 3

How much is 20642 Route 3, Durango, IA worth?

The TopHap Estimate for 20642 Route 3, Durango, IA is $200,229 as of Jul 14, 2026. The likely range is $174,478 to $225,980. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20642 Route 3, Durango, IA last sell?

20642 Route 3, Durango, IA last sold on Feb 8, 2007 for $75,900, according to the county's recorded deed.

How big is 20642 Route 3, Durango, IA?

20642 Route 3, Durango, IA has 3 bedrooms, 2 bathrooms, 1,356 square feet of living space and a 0.25-acre lot.

When was 20642 Route 3, Durango, IA built?

20642 Route 3, Durango, IA was built in 1900, making it 126 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 20642 Route 3, Durango, IA?

20642 Route 3, Durango, IA is assigned to Epworth Elementary School (elementary), rated B-; Western Dubuque High School (high), rated A; Drexler Middle School (middle), rated A. All sit in Western Dubuque Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20642 Route 3, Durango, IA compare to other homes in Durango 52039?

Among the 482 homes in Durango 52039, it is worth more than 10% of them ($200,229 against a typical $335,142), its price per square foot is higher than 19% of them ($148 against a typical $194), it is bigger than 25% of them (1,356 ft² against a typical 1,664 ft²), its lot is bigger than 2% of them (0.25 ac against a typical 2.78 ac) and it is newer than 16% of them (1900 against a typical 1979). Measured against all of Dubuque County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20642 Route 3, Durango, IA?

The 2024 property tax bill for 20642 Route 3, Durango, IA was $1,324. The county assessed it at $154,400.

Closest homes

More homes in Durango 52039

Assigned schools

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