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Single Family ResidenceResidential
$1,149,000$499 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

20682 RUSSELL TRACT

ALEXANDRIA BAY, NY 13607
4
Beds
2
Baths
2,304 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$1.1M
$1M low$1.3M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$564,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$451,200
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$410,000
COMMUNITY BK NA · 3.375% 2 · recorded Jul 14, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$175,000
WATERTOWN SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,640 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$228,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$53,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$174,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$228,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$401,228

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.unmapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyJEFFERSON
Lot (acres)The size of the land the home sits on, from county records.2.40
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 576 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Alexandria Central Elementary SchoolC-
Elementary · Grades PK–6 · 3.1 mi
M
Alexandria Central High SchoolB-
Middle · Grades 7–12 · 3.1 mi

District: Alexandria Central School District

Neighborhood · ZIP 13607These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.151
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.47%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1,617
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.63 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,347
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$131,152
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20682 Russell Tract measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Jefferson County
  • Among the highest price per square foot in Jefferson County
  • Bigger than 88% of homes in Alexandria Bay 13607
  • Has a bigger lot than 89% of homes in Alexandria Bay 13607
  • Newer than 77% of homes in Alexandria Bay 13607

What homes are worth in Alexandria Bay 13607

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$1.1M

This home is worth more than 98% of homes in Alexandria Bay 13607.

How it measures up in Alexandria Bay 13607

The dot is this home. The mark in the middle is the typical home in Alexandria Bay 13607.

Estimated value$1,149,000
CheaperTypical $207,341Pricier

Pricier than 98% of homes nearby

Price per ft²$499
CheaperTypical $138Pricier

Pricier than 96% of homes nearby

Living area2,304 ft²
SmallerTypical 1,390 ft²Bigger

Bigger than 88% of homes nearby

Lot size2.4 ac
SmallerTypical 0.36 acBigger

Bigger than 89% of homes nearby

Year built1989
OlderTypical 1955Newer

Newer than 77% of homes nearby

How 20682 Russell Tract ranks against every home in each area.
MeasureThis homeAlexandria Bay 13607Jefferson County
Estimated valuepricier than$1,149,00098% of homesalmost all homes
Price per ft²pricier than$49996% of homesalmost all homes
Living areabigger than2,304 ft²88% of homes86% of homes
Lot sizebigger than2.4 ac89% of homes76% of homes
Year builtnewer than198977% of homes75% of homes

About 20682 Russell Tract

How much is 20682 Russell Tract, Alexandria Bay, NY worth?

The TopHap Estimate for 20682 Russell Tract, Alexandria Bay, NY is $1,149,000 as of Jul 14, 2026. The likely range is $1,014,999 to $1,283,001. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20682 Russell Tract, Alexandria Bay, NY last sell?

20682 Russell Tract, Alexandria Bay, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 20682 Russell Tract, Alexandria Bay, NY?

20682 Russell Tract, Alexandria Bay, NY has 4 bedrooms, 2 bathrooms, 2,304 square feet of living space and a 2.40-acre lot.

When was 20682 Russell Tract, Alexandria Bay, NY built?

20682 Russell Tract, Alexandria Bay, NY was built in 1989, making it 37 years old. It is a colonial home. The building has 2 stories.

What schools serve 20682 Russell Tract, Alexandria Bay, NY?

20682 Russell Tract, Alexandria Bay, NY is assigned to Alexandria Central Elementary School (elementary), rated C-; Alexandria Central High School (middle), rated B-. All sit in Alexandria Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20682 Russell Tract, Alexandria Bay, NY compare to other homes in Alexandria Bay 13607?

Among the 1,445 homes in Alexandria Bay 13607, it is worth more than 98% of them ($1,149,000 against a typical $207,341), its price per square foot is higher than 96% of them ($499 against a typical $138), it is bigger than 88% of them (2,304 ft² against a typical 1,390 ft²), its lot is bigger than 89% of them (2.4 ac against a typical 0.36 ac) and it is newer than 77% of them (1989 against a typical 1955). Measured against all of Jefferson County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20682 Russell Tract, Alexandria Bay, NY?

The 2025 property tax bill for 20682 Russell Tract, Alexandria Bay, NY was $5,640. The county assessed it at $228,700.

Closest homes

More homes in Alexandria Bay 13607

Assigned schools

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