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Rural ResidenceResidential
$341,093$132 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

207 COUNTY ROUTE 312

WESTERLO, NY 12193
2
Beds
2
Baths
2,587 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
18 ac
Lot SizeThe size of the land the home sits on, from county records.
1861
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$341K
$274K low$408K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$200,393
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$160,314
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.44%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,700
PIONEER SAVINGS BANK · R · recorded Jun 9, 2009

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$322,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyAlbany
Lot (acres)The size of the land the home sits on, from county records.18.00
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 135 ft²Greenhouse

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Greenville High SchoolC
High · Grades 9–12 · 6.7 mi
E
Scott M Ellis Elementary SchoolB-
Elementary · Grades PK–5 · 6.7 mi
M
Greenville Middle SchoolD+
Middle · Grades 6–8 · 6.8 mi

District: Greenville Central School District

Neighborhood · ZIP 12193These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,233
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.55 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,984
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,082
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

207 County Route 312 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 95% of homes in Albany County
  • Bigger than 90% of homes in Westerlo 12193
  • Has a bigger lot than 98% of homes in Albany County
  • Older than 98% of homes in Albany County

What homes are worth in Westerlo 12193

Each bar is how many homes fall in that price range. The marker is this home.

This home
$141K$718K

This home is worth more than 62% of homes in Westerlo 12193.

How it measures up in Westerlo 12193

The dot is this home. The mark in the middle is the typical home in Westerlo 12193.

Estimated value$341,093
CheaperTypical $305,882Pricier

Pricier than 62% of homes nearby

Price per ft²$132
CheaperTypical $188Pricier

Pricier than 14% of homes nearby

Living area2,587 ft²
SmallerTypical 1,564 ft²Bigger

Bigger than 90% of homes nearby

Lot size18 ac
SmallerTypical 5 acBigger

Bigger than 80% of homes nearby

Year built1861
OlderTypical 1975Newer

Newer than 7% of homes nearby

How 207 County Route 312 ranks against every home in each area.
MeasureThis homeWesterlo 12193Albany County
Estimated valuepricier than$341,09362% of homes46% of homes
Price per ft²pricier than$13214% of homes5% of homes
Living areabigger than2,587 ft²90% of homes84% of homes
Lot sizebigger than18 ac80% of homes98% of homes
Year builtnewer than18617% of homes2% of homes

About 207 County Route 312

How much is 207 County Route 312, Westerlo, NY worth?

The TopHap Estimate for 207 County Route 312, Westerlo, NY is $341,093 as of Jul 14, 2026. The likely range is $274,169 to $408,017. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 207 County Route 312, Westerlo, NY?

207 County Route 312, Westerlo, NY has 2 bedrooms, 2 bathrooms, 2,587 square feet of living space and a 18.00-acre lot.

When was 207 County Route 312, Westerlo, NY built?

207 County Route 312, Westerlo, NY was built in 1861, making it 165 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 207 County Route 312, Westerlo, NY?

207 County Route 312, Westerlo, NY is assigned to Greenville High School (high), rated C; Scott M Ellis Elementary School (elementary), rated B-; Greenville Middle School (middle), rated D+. All sit in Greenville Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 207 County Route 312, Westerlo, NY compare to other homes in Westerlo 12193?

Among the 951 homes in Westerlo 12193, it is worth more than 62% of them ($341,093 against a typical $305,882), its price per square foot is higher than 14% of them ($132 against a typical $188), it is bigger than 90% of them (2,587 ft² against a typical 1,564 ft²), its lot is bigger than 80% of them (18 ac against a typical 5 ac) and it is newer than 7% of them (1861 against a typical 1975). Measured against all of Albany County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Westerlo 12193

Assigned schools

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