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Single Family ResidenceResidential
$383,770$492 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $374,900 on Aug 4, 2025

20745 HARMONY RD

PARK RAPIDS, MN 56470
1
Baths
780 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$384K
$309K low$459K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$374,900 · Aug 4, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$177,830
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$142,264
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$205,940
CAPITAL CREDIT UNION · recorded Aug 4, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,106 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$236,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$90,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$146,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$205,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$236,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHUBBARD
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.0.27
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Park Rapids High SchoolC+
High · Grades 9–12 · 8.4 mi
E
Park Rapids Century Elementary SchoolB+
Elementary · Grades PK–4 · 8.6 mi
M
Park Rapids Century Middle SchoolD
Middle · Grades 5–8 · 8.6 mi

District: Park Rapids Public School District

Neighborhood · ZIP 56470These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.11,238
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.27 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,376
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,690
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.26 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20745 Harmony Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Hubbard County
  • Costs more per square foot than 96% of homes in Park Rapids 56470
  • Smaller than 84% of homes in Park Rapids 56470
  • Has a smaller lot than 89% of homes in Hubbard County
  • Older than 82% of homes in Hubbard County

What homes are worth in Park Rapids 56470

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$842K

This home is worth more than 79% of homes in Park Rapids 56470.

How it measures up in Park Rapids 56470

The dot is this home. The mark in the middle is the typical home in Park Rapids 56470.

Estimated value$383,770
CheaperTypical $237,040Pricier

Pricier than 79% of homes nearby

Price per ft²$492
CheaperTypical $198Pricier

Pricier than 96% of homes nearby

Living area780 ft²
SmallerTypical 1,256 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.27 ac
SmallerTypical 1.37 acBigger

Bigger than 14% of homes nearby

Year built1952
OlderTypical 1980Newer

Newer than 21% of homes nearby

How 20745 Harmony Rd ranks against every home in each area.
MeasureThis homePark Rapids 56470Hubbard County
Estimated valuepricier than$383,77079% of homes80% of homes
Price per ft²pricier than$49296% of homes96% of homes
Living areabigger than780 ft²16% of homes17% of homes
Lot sizebigger than0.27 ac14% of homes11% of homes
Year builtnewer than195221% of homes18% of homes

About 20745 Harmony Rd

How much is 20745 Harmony Rd, Park Rapids, MN worth?

The TopHap Estimate for 20745 Harmony Rd, Park Rapids, MN is $383,770 as of Jul 14, 2026. The likely range is $308,833 to $458,707. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20745 Harmony Rd, Park Rapids, MN last sell?

20745 Harmony Rd, Park Rapids, MN last sold on Aug 4, 2025 for $374,900, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 20745 Harmony Rd, Park Rapids, MN?

20745 Harmony Rd, Park Rapids, MN has 1 bathrooms, 780 square feet of living space and a 0.27-acre lot.

When was 20745 Harmony Rd, Park Rapids, MN built?

20745 Harmony Rd, Park Rapids, MN was built in 1952, making it 74 years old. The building has 1 story.

What schools serve 20745 Harmony Rd, Park Rapids, MN?

20745 Harmony Rd, Park Rapids, MN is assigned to Park Rapids High School (high), rated C+; Park Rapids Century Elementary School (elementary), rated B+; Park Rapids Century Middle School (middle), rated D. All sit in Park Rapids Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20745 Harmony Rd, Park Rapids, MN compare to other homes in Park Rapids 56470?

Among the 8,719 homes in Park Rapids 56470, it is worth more than 79% of them ($383,770 against a typical $237,040), its price per square foot is higher than 96% of them ($492 against a typical $198), it is bigger than 16% of them (780 ft² against a typical 1,256 ft²), its lot is bigger than 14% of them (0.27 ac against a typical 1.37 ac) and it is newer than 21% of them (1952 against a typical 1980). Measured against all of Hubbard County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20745 Harmony Rd, Park Rapids, MN?

The 2025 property tax bill for 20745 Harmony Rd, Park Rapids, MN was $2,106. The county assessed it at $236,700.

Closest homes

More homes in Park Rapids 56470

Assigned schools

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