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Single Family ResidenceResidential
$190,064$144 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

20794 640TH AVE

ROSE CREEK, MN 55970
2
Beds
2
Baths
1,320 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$190K
$175K low$205K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.207%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$356,250
NEW MARKET BANK · recorded Jun 4, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,666 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$366,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$59,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$307,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$341,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$366,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMower
Lot (acres)The size of the land the home sits on, from county records.2.51
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 160 ft²Porch · 80 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Southland Middle SchoolC+
Middle · Grades 6–8 · 6.6 mi
H
Southland Senior High SchoolB-
High · Grades 9–12 · 6.6 mi
E
Southland Elementary SchoolC-
Elementary · Grades PK–5 · 6.6 mi

District: Southland Public School District

Neighborhood · ZIP 55970These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.162
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,204
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,983
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,189
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20794 640th Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 67% of homes in Rose Creek 55970
  • Has a bigger lot than 81% of homes in Mower County
  • Newer than 77% of homes in Mower County

What homes are worth in Rose Creek 55970

Each bar is how many homes fall in that price range. The marker is this home.

This home
$27K$470K

This home is worth more than 50% of homes in Rose Creek 55970.

How it measures up in Rose Creek 55970

The dot is this home. The mark in the middle is the typical home in Rose Creek 55970.

Estimated value$190,064
CheaperTypical $190,064Pricier

Pricier than 50% of homes nearby

Price per ft²$144
CheaperTypical $140Pricier

Pricier than 55% of homes nearby

Living area1,320 ft²
SmallerTypical 1,555 ft²Bigger

Bigger than 33% of homes nearby

Lot size2.51 ac
SmallerTypical 2.4 acBigger

Bigger than 51% of homes nearby

Year built1975
OlderTypical 1958Newer

Newer than 68% of homes nearby

How 20794 640th Ave ranks against every home in each area.
MeasureThis homeRose Creek 55970Mower County
Estimated valuepricier than$190,06450% of homes57% of homes
Price per ft²pricier than$14455% of homes53% of homes
Living areabigger than1,320 ft²33% of homes51% of homes
Lot sizebigger than2.51 ac51% of homes81% of homes
Year builtnewer than197568% of homes77% of homes

About 20794 640th Ave

How much is 20794 640th Ave, Rose Creek, MN worth?

The TopHap Estimate for 20794 640th Ave, Rose Creek, MN is $190,064 as of Jul 14, 2026. The likely range is $174,807 to $205,321. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 20794 640th Ave, Rose Creek, MN?

20794 640th Ave, Rose Creek, MN has 2 bedrooms, 2 bathrooms, 1,320 square feet of living space and a 2.51-acre lot.

When was 20794 640th Ave, Rose Creek, MN built?

20794 640th Ave, Rose Creek, MN was built in 1975, making it 51 years old. The building has 1 story.

What schools serve 20794 640th Ave, Rose Creek, MN?

20794 640th Ave, Rose Creek, MN is assigned to Southland Middle School (middle), rated C+; Southland Senior High School (high), rated B-; Southland Elementary School (elementary), rated C-. All sit in Southland Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20794 640th Ave, Rose Creek, MN compare to other homes in Rose Creek 55970?

Among the 466 homes in Rose Creek 55970, it is worth more than 50% of them ($190,064 against a typical $190,064), its price per square foot is higher than 55% of them ($144 against a typical $140), it is bigger than 33% of them (1,320 ft² against a typical 1,555 ft²), its lot is bigger than 51% of them (2.51 ac against a typical 2.4 ac) and it is newer than 68% of them (1975 against a typical 1958). Measured against all of Mower County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20794 640th Ave, Rose Creek, MN?

The 2025 property tax bill for 20794 640th Ave, Rose Creek, MN was $3,666. The county assessed it at $366,700.

Closest homes

More homes in Rose Creek 55970

Assigned schools

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