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Single Family ResidenceResidential
$256,300$201 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $212,000 on Sep 22, 2022

20885 RIDGECREST RD

LOCUST, NC 28097
2
Beds
1
Baths
1,272 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$256K
$216K low$296K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$212,000 · Sep 22, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$256,300
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$205,040

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,440 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$218,125 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$73,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$144,625
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$162,872
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$218,125

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
68
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTANLY
Lot (acres)The size of the land the home sits on, from county records.4.50
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 24 ft²Porch · 168 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
West Stanly High SchoolB-
High · Grades 9–12 · 2.6 mi
M
West Stanly Middle SchoolA-
Middle · Grades 6–8 · 3.0 mi
E
Endy Elementary SchoolA-
Elementary · Grades KG–5 · 3.7 mi

District: Stanly County Schools

Neighborhood · ZIP 28097These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,706
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.220 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,706
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,238
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20885 Ridgecrest Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Locust 28097
  • Costs more per square foot than 68% of homes in Stanly County
  • Smaller than 83% of homes in Locust 28097
  • Has a bigger lot than 89% of homes in Locust 28097
  • Older than 73% of homes in Locust 28097

What homes are worth in Locust 28097

Each bar is how many homes fall in that price range. The marker is this home.

This home
$141K$704K

This home is worth more than 16% of homes in Locust 28097.

How it measures up in Locust 28097

The dot is this home. The mark in the middle is the typical home in Locust 28097.

Estimated value$256,300
CheaperTypical $381,065Pricier

Pricier than 16% of homes nearby

Price per ft²$201
CheaperTypical $194Pricier

Pricier than 56% of homes nearby

Living area1,272 ft²
SmallerTypical 1,760 ft²Bigger

Bigger than 17% of homes nearby

Lot size4.5 ac
SmallerTypical 0.54 acBigger

Bigger than 89% of homes nearby

Year built1975
OlderTypical 2001Newer

Newer than 27% of homes nearby

How 20885 Ridgecrest Rd ranks against every home in each area.
MeasureThis homeLocust 28097Stanly County
Estimated valuepricier than$256,30016% of homes42% of homes
Price per ft²pricier than$20156% of homes68% of homes
Living areabigger than1,272 ft²17% of homes30% of homes
Lot sizebigger than4.5 ac89% of homes85% of homes
Year builtnewer than197527% of homes52% of homes

About 20885 Ridgecrest Rd

How much is 20885 Ridgecrest Rd, Locust, NC worth?

The TopHap Estimate for 20885 Ridgecrest Rd, Locust, NC is $256,300 as of Jul 14, 2026. The likely range is $216,264 to $296,336. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20885 Ridgecrest Rd, Locust, NC last sell?

20885 Ridgecrest Rd, Locust, NC last sold on Sep 22, 2022 for $212,000, according to the county's recorded deed.

How big is 20885 Ridgecrest Rd, Locust, NC?

20885 Ridgecrest Rd, Locust, NC has 2 bedrooms, 1 bathrooms, 1,272 square feet of living space and a 4.50-acre lot.

When was 20885 Ridgecrest Rd, Locust, NC built?

20885 Ridgecrest Rd, Locust, NC was built in 1975, making it 51 years old. The building has 1 story.

What schools serve 20885 Ridgecrest Rd, Locust, NC?

20885 Ridgecrest Rd, Locust, NC is assigned to West Stanly High School (high), rated B-; West Stanly Middle School (middle), rated A-; Endy Elementary School (elementary), rated A-. All sit in Stanly County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20885 Ridgecrest Rd, Locust, NC compare to other homes in Locust 28097?

Among the 3,324 homes in Locust 28097, it is worth more than 16% of them ($256,300 against a typical $381,065), its price per square foot is higher than 56% of them ($201 against a typical $194), it is bigger than 17% of them (1,272 ft² against a typical 1,760 ft²), its lot is bigger than 89% of them (4.5 ac against a typical 0.54 ac) and it is newer than 27% of them (1975 against a typical 2001). Measured against all of Stanly County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20885 Ridgecrest Rd, Locust, NC?

The 2025 property tax bill for 20885 Ridgecrest Rd, Locust, NC was $1,440. The county assessed it at $218,125.

Closest homes

More homes in Locust 28097

Assigned schools

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