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Single Family ResidenceResidential
$468,436$226 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $335,000 on Jun 3, 2014

209 RUCKEL DR

NICEVILLE, FL 32578
4
Beds
2
Baths
2,075 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$468K
$440K low$497K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$335,000 · Jun 3, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$231,236
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$184,989
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$237,200
PRIMELENDING · recorded Dec 17, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,042 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$357,975 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$347,886
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$497,869

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOkaloosa
Lot (acres)The size of the land the home sits on, from county records.0.31
RoofThe main material covering the roof, such as asphalt shingle or tile.Masonite / Cement Shake
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 306 ft²Porch · 505 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
James E. Plew Elementary SchoolA+
Elementary · Grades KG–5 · 1.4 mi
M
C.W. Ruckel Middle SchoolA
Middle · Grades 6–8 · 2.1 mi
H
Niceville High SchoolB+
High · Grades 9–12 · 2.1 mi

District: Okaloosa County School District

Neighborhood · ZIP 32578These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.35,697
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.373 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,139
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,010
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.68 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

209 Ruckel Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Rocky Bayou Estates
  • Smaller than 90% of homes in Rocky Bayou Estates
  • Has a smaller lot than 85% of homes in Rocky Bayou Estates
  • Older than 71% of homes in Rocky Bayou Estates

What homes are worth in Niceville 32578

Each bar is how many homes fall in that price range. The marker is this home.

This home
$164K$1.1M

This home is worth more than 59% of homes in Niceville 32578.

How it measures up in Niceville 32578

The dot is this home. The mark in the middle is the typical home in Niceville 32578.

Estimated value$468,436
CheaperTypical $421,033Pricier

Pricier than 59% of homes nearby

Price per ft²$226
CheaperTypical $226Pricier

Pricier than 50% of homes nearby

Living area2,075 ft²
SmallerTypical 1,912 ft²Bigger

Bigger than 58% of homes nearby

Lot size0.31 ac
SmallerTypical 0.29 acBigger

Bigger than 54% of homes nearby

Year built1984
OlderTypical 1990Newer

Newer than 33% of homes nearby

How 209 Ruckel Dr ranks against every home in each area.
MeasureThis homeRocky Bayou EstatesNiceville 32578Okaloosa County
Estimated valuepricier than$468,43611% of homes59% of homes72% of homes
Price per ft²pricier than$22644% of homes50% of homes60% of homes
Living areabigger than2,075 ft²10% of homes58% of homes71% of homes
Lot sizebigger than0.31 ac15% of homes54% of homes52% of homes
Year builtnewer than198429% of homes33% of homes38% of homes

About 209 Ruckel Dr

How much is 209 Ruckel Dr, Niceville, FL worth?

The TopHap Estimate for 209 Ruckel Dr, Niceville, FL is $468,436 as of Jul 14, 2026. The likely range is $439,596 to $497,276. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 209 Ruckel Dr, Niceville, FL last sell?

209 Ruckel Dr, Niceville, FL last sold on Jun 3, 2014 for $335,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 209 Ruckel Dr, Niceville, FL?

209 Ruckel Dr, Niceville, FL has 4 bedrooms, 2 bathrooms, 2,075 square feet of living space and a 0.31-acre lot.

When was 209 Ruckel Dr, Niceville, FL built?

209 Ruckel Dr, Niceville, FL was built in 1984, making it 42 years old. The building has 1 story.

What schools serve 209 Ruckel Dr, Niceville, FL?

209 Ruckel Dr, Niceville, FL is assigned to James E. Plew Elementary School (elementary), rated A+; C.W. Ruckel Middle School (middle), rated A; Niceville High School (high), rated B+. All sit in Okaloosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 209 Ruckel Dr, Niceville, FL compare to other homes in Niceville 32578?

Among the 14,570 homes in Niceville 32578, it is worth more than 59% of them ($468,436 against a typical $421,033), its price per square foot is higher than 50% of them ($226 against a typical $226), it is bigger than 58% of them (2,075 ft² against a typical 1,912 ft²), its lot is bigger than 54% of them (0.31 ac against a typical 0.29 ac) and it is newer than 33% of them (1984 against a typical 1990). Measured against all of Okaloosa County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 209 Ruckel Dr, Niceville, FL?

The 2025 property tax bill for 209 Ruckel Dr, Niceville, FL was $4,042. The county assessed it at $357,975.

Closest homes

More homes in Niceville 32578

Assigned schools

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