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Single Family ResidenceResidential
$271,612$135 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $170,000 on Jul 25, 2024

20900 STATE ROUTE 327

RAY, OH 45672
3
Beds
1
Baths
2,018 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
27.59 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$272K
$224K low$319K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$170,000 · Jul 25, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$146,612
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$117,290
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
US BANK NA · recorded Mar 16, 2018
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
US BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,686 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$59,220 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,840
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$36,380
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$169,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJACKSON
Lot (acres)The size of the land the home sits on, from county records.27.59
HeatingThe type of heating system in the home.Heat Pump
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 180 ft²Porch · 132 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jackson Northview Elementary SchoolC+
Elementary · Grades PK–5 · 9.8 mi
M
Jackson Middle SchoolC
Middle · Grades 6–8 · 10.9 mi
H
Jackson High SchoolC-
High · Grades 9–12 · 11.4 mi

District: Jackson City School District

Neighborhood · ZIP 45672These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.161
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,822
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,198
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,300
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20900 State Route 327 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Jackson County
  • Bigger than 88% of homes in Ray 45672
  • Has a bigger lot than 94% of homes in Jackson County
  • Older than 94% of homes in Ray 45672

What homes are worth in Ray 45672

Each bar is how many homes fall in that price range. The marker is this home.

This home
$34K$542K

This home is worth more than 75% of homes in Ray 45672.

How it measures up in Ray 45672

The dot is this home. The mark in the middle is the typical home in Ray 45672.

Estimated value$271,612
CheaperTypical $189,469Pricier

Pricier than 75% of homes nearby

Price per ft²$135
CheaperTypical $153Pricier

Pricier than 36% of homes nearby

Living area2,018 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 88% of homes nearby

Lot size27.59 ac
SmallerTypical 4.97 acBigger

Bigger than 88% of homes nearby

Year built1920
OlderTypical 1990Newer

Newer than 6% of homes nearby

How 20900 State Route 327 ranks against every home in each area.
MeasureThis homeRay 45672Jackson County
Estimated valuepricier than$271,61275% of homes80% of homes
Price per ft²pricier than$13536% of homes63% of homes
Living areabigger than2,018 ft²88% of homes83% of homes
Lot sizebigger than27.59 ac88% of homes94% of homes
Year builtnewer than19206% of homes17% of homes

About 20900 State Route 327

How much is 20900 State Route 327, Ray, OH worth?

The TopHap Estimate for 20900 State Route 327, Ray, OH is $271,612 as of Jul 14, 2026. The likely range is $224,118 to $319,106. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20900 State Route 327, Ray, OH last sell?

20900 State Route 327, Ray, OH last sold on Jul 25, 2024 for $170,000, according to the county's recorded deed.

How big is 20900 State Route 327, Ray, OH?

20900 State Route 327, Ray, OH has 3 bedrooms, 1 bathrooms, 2,018 square feet of living space and a 27.59-acre lot.

When was 20900 State Route 327, Ray, OH built?

20900 State Route 327, Ray, OH was built in 1920, making it 106 years old. The building has 2 stories.

What schools serve 20900 State Route 327, Ray, OH?

20900 State Route 327, Ray, OH is assigned to Jackson Northview Elementary School (elementary), rated C+; Jackson Middle School (middle), rated C; Jackson High School (high), rated C-. All sit in Jackson City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20900 State Route 327, Ray, OH compare to other homes in Ray 45672?

Among the 1,013 homes in Ray 45672, it is worth more than 75% of them ($271,612 against a typical $189,469), its price per square foot is higher than 36% of them ($135 against a typical $153), it is bigger than 88% of them (2,018 ft² against a typical 1,344 ft²), its lot is bigger than 88% of them (27.59 ac against a typical 4.97 ac) and it is newer than 6% of them (1920 against a typical 1990). Measured against all of Jackson County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20900 State Route 327, Ray, OH?

The 2025 property tax bill for 20900 State Route 327, Ray, OH was $2,686. The county assessed it at $59,220.

Closest homes

More homes in Ray 45672

Assigned schools

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