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Single Family ResidenceResidential
$668,368$251 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $69,900 on Jul 8, 1993

20903 S RUHL RD

FREELAND, MD 21053
4 / 1
Baths
2,658 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.72 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$668K
$610K low$726K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$69,900 · Jul 8, 1993
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$418,368
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$334,694
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$210,000
WELLS FARGO BANK NA · recorded Feb 4, 2011
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
FIRST FINANCIAL FCU OF MARYLAND

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,012 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$566,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$125,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$440,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$535,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$566,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.43 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBaltimore
Lot (acres)The size of the land the home sits on, from county records.3.72
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 252 ft²Shed · 520 ft²Porch · 305 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Prettyboy Elementary SchoolB
Elementary · Grades KG–5 · 2.2 mi
H
Hereford High SchoolA+
High · Grades 9–12 · 7.6 mi
M
Hereford Middle SchoolA
Middle · Grades 6–8 · 9.4 mi

District: Baltimore County Public Schools

Neighborhood · ZIP 21053These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.41
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,479
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.155 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,067
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$173,389
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20903 S Ruhl Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Baltimore County
  • Bigger than 88% of homes in Baltimore County
  • Has a bigger lot than 97% of homes in Baltimore County
  • Newer than 81% of homes in Baltimore County

What homes are worth in Freeland 21053

Each bar is how many homes fall in that price range. The marker is this home.

This home
$232K$1.1M

This home is worth more than 73% of homes in Freeland 21053.

How it measures up in Freeland 21053

The dot is this home. The mark in the middle is the typical home in Freeland 21053.

Estimated value$668,368
CheaperTypical $539,220Pricier

Pricier than 73% of homes nearby

Price per ft²$251
CheaperTypical $259Pricier

Pricier than 43% of homes nearby

Living area2,658 ft²
SmallerTypical 2,042 ft²Bigger

Bigger than 72% of homes nearby

Lot size3.72 ac
SmallerTypical 2.18 acBigger

Bigger than 70% of homes nearby

Year built1994
OlderTypical 1978Newer

Newer than 73% of homes nearby

How 20903 S Ruhl Rd ranks against every home in each area.
MeasureThis homeFreeland 21053Baltimore County
Estimated valuepricier than$668,36873% of homes88% of homes
Price per ft²pricier than$25143% of homes61% of homes
Living areabigger than2,658 ft²72% of homes88% of homes
Lot sizebigger than3.72 ac70% of homes97% of homes
Year builtnewer than199473% of homes81% of homes

About 20903 S Ruhl Rd

How much is 20903 S Ruhl Rd, Freeland, MD worth?

The TopHap Estimate for 20903 S Ruhl Rd, Freeland, MD is $668,368 as of Jul 14, 2026. The likely range is $610,258 to $726,478. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20903 S Ruhl Rd, Freeland, MD last sell?

20903 S Ruhl Rd, Freeland, MD last sold on Jul 8, 1993 for $69,900, according to the county's recorded deed.

How big is 20903 S Ruhl Rd, Freeland, MD?

20903 S Ruhl Rd, Freeland, MD has 4 bathrooms, 2,658 square feet of living space and a 3.72-acre lot.

When was 20903 S Ruhl Rd, Freeland, MD built?

20903 S Ruhl Rd, Freeland, MD was built in 1994, making it 32 years old. It is a conventional home. The building has 2 stories.

What schools serve 20903 S Ruhl Rd, Freeland, MD?

20903 S Ruhl Rd, Freeland, MD is assigned to Prettyboy Elementary School (elementary), rated B; Hereford High School (high), rated A+; Hereford Middle School (middle), rated A. All sit in Baltimore County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20903 S Ruhl Rd, Freeland, MD compare to other homes in Freeland 21053?

Among the 1,178 homes in Freeland 21053, it is worth more than 73% of them ($668,368 against a typical $539,220), its price per square foot is higher than 43% of them ($251 against a typical $259), it is bigger than 72% of them (2,658 ft² against a typical 2,042 ft²), its lot is bigger than 70% of them (3.72 ac against a typical 2.18 ac) and it is newer than 73% of them (1994 against a typical 1978). Measured against all of Baltimore County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20903 S Ruhl Rd, Freeland, MD?

The 2025 property tax bill for 20903 S Ruhl Rd, Freeland, MD was $6,012. The county assessed it at $566,100.

More homes on S Ruhl Rd

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Assigned schools

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