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Single Family ResidenceResidential
$1,514,580$678 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

21 BUMPS RIVER RD

OSTERVILLE, MA 02655
3
Beds
3
Baths
2,234 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.5M
$1.4M low$1.6M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,124,580
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$899,664
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.23%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$240,000
HARBORONE CU · recorded Apr 10, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
HARBORONE BK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,336 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,401,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$724,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$677,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,485,325

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyBARNSTABLE
Lot (acres)The size of the land the home sits on, from county records.1.33
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Villages Elementary SchoolA
Elementary · Grades KG–3 · 1.2 mi
H
Barnstable High SchoolD
High · Grades 8–12 · 3.9 mi
M
Barnstable Intermediate SchoolC
Middle · Grades 6–7 · 3.9 mi

District: Barnstable School District

Neighborhood · ZIP 02655These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.55%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.3,622
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.443 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$114,803
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$158,292
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Bumps River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Barnstable County
  • Costs more per square foot than 77% of homes in Barnstable County
  • Bigger than 78% of homes in Barnstable County
  • Has a bigger lot than 92% of homes in Barnstable County
  • Newer than 83% of homes in Barnstable County

What homes are worth in Osterville 02655

Each bar is how many homes fall in that price range. The marker is this home.

This home
$393K$7.6M

This home is worth more than 62% of homes in Osterville 02655.

How it measures up in Osterville 02655

The dot is this home. The mark in the middle is the typical home in Osterville 02655.

Estimated value$1,514,580
CheaperTypical $1,068,423Pricier

Pricier than 62% of homes nearby

Price per ft²$678
CheaperTypical $587Pricier

Pricier than 61% of homes nearby

Living area2,234 ft²
SmallerTypical 1,940 ft²Bigger

Bigger than 58% of homes nearby

Lot size1.33 ac
SmallerTypical 0.48 acBigger

Bigger than 84% of homes nearby

Year built1996
OlderTypical 1979Newer

Newer than 82% of homes nearby

How 21 Bumps River Rd ranks against every home in each area.
MeasureThis homeOsterville 02655Barnstable County
Estimated valuepricier than$1,514,58062% of homes87% of homes
Price per ft²pricier than$67861% of homes77% of homes
Living areabigger than2,234 ft²58% of homes78% of homes
Lot sizebigger than1.33 ac84% of homes92% of homes
Year builtnewer than199682% of homes83% of homes

About 21 Bumps River Rd

How much is 21 Bumps River Rd, Osterville, MA worth?

The TopHap Estimate for 21 Bumps River Rd, Osterville, MA is $1,514,580 as of Jul 14, 2026. The likely range is $1,397,330 to $1,631,830. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Bumps River Rd, Osterville, MA last sell?

21 Bumps River Rd, Osterville, MA last sold on Nov 8, 2017, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 21 Bumps River Rd, Osterville, MA?

21 Bumps River Rd, Osterville, MA has 3 bedrooms, 3 bathrooms, 2,234 square feet of living space and a 1.33-acre lot.

When was 21 Bumps River Rd, Osterville, MA built?

21 Bumps River Rd, Osterville, MA was built in 1996, making it 30 years old. It is a cape cod home. The building has 2 stories.

What schools serve 21 Bumps River Rd, Osterville, MA?

21 Bumps River Rd, Osterville, MA is assigned to West Villages Elementary School (elementary), rated A; Barnstable High School (high), rated D; Barnstable Intermediate School (middle), rated C. All sit in Barnstable School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Bumps River Rd, Osterville, MA compare to other homes in Osterville 02655?

Among the 2,652 homes in Osterville 02655, it is worth more than 62% of them ($1,514,580 against a typical $1,068,423), its price per square foot is higher than 61% of them ($678 against a typical $587), it is bigger than 58% of them (2,234 ft² against a typical 1,940 ft²), its lot is bigger than 84% of them (1.33 ac against a typical 0.48 ac) and it is newer than 82% of them (1996 against a typical 1979). Measured against all of Barnstable County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Bumps River Rd, Osterville, MA?

The 2025 property tax bill for 21 Bumps River Rd, Osterville, MA was $11,336. The county assessed it at $1,401,200.

Closest homes

More homes in Osterville 02655

Assigned schools

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