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Single Family ResidenceResidential
$538,564$315 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $235,000 on Jul 20, 2009

21 CLEVELAND ST

GLOUCESTER, MA 01930
4
Beds
2
Baths
1,708 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$539K
$500K low$577K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$235,000 · Jul 20, 2009
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$198,564
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$158,851
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.62%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$240,000
TD BANK NA · R · recorded Apr 21, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
TD BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,128 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$527,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$138,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$389,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$405,365

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.12
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Gloucester High SchoolC-
High · Grades 9–12 · 0.7 mi
M
O'Maley Innovation Middle SchoolC
Middle · Grades 6–8 · 0.8 mi
E
Beeman Memorial Elementary SchoolC-
Elementary · Grades KG–5 · 1.3 mi

District: Gloucester School District

Neighborhood · ZIP 01930These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.30,229
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.958 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,930
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,096
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Cleveland St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Gloucester 01930
  • Costs less per square foot than 97% of homes in Gloucester 01930
  • Has a smaller lot than 85% of homes in Essex County
  • Older than 80% of homes in Essex County

What homes are worth in Gloucester 01930

Each bar is how many homes fall in that price range. The marker is this home.

This home
$305K$3.5M

This home is worth more than 22% of homes in Gloucester 01930.

How it measures up in Gloucester 01930

The dot is this home. The mark in the middle is the typical home in Gloucester 01930.

Estimated value$538,564
CheaperTypical $735,422Pricier

Pricier than 22% of homes nearby

Price per ft²$315
CheaperTypical $497Pricier

Pricier than 3% of homes nearby

Living area1,708 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.11 ac
SmallerTypical 0.24 acBigger

Bigger than 18% of homes nearby

Year built1900
OlderTypical 1941Newer

Newer than 32% of homes nearby

How 21 Cleveland St ranks against every home in each area.
MeasureThis homeGloucester 01930Essex County
Estimated valuepricier than$538,56422% of homes23% of homes
Price per ft²pricier than$3153% of homes15% of homes
Living areabigger than1,708 ft²54% of homes44% of homes
Lot sizebigger than0.11 ac18% of homes15% of homes
Year builtnewer than190032% of homes20% of homes

About 21 Cleveland St

How much is 21 Cleveland St, Gloucester, MA worth?

The TopHap Estimate for 21 Cleveland St, Gloucester, MA is $538,564 as of Jul 14, 2026. The likely range is $500,355 to $576,773. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Cleveland St, Gloucester, MA last sell?

21 Cleveland St, Gloucester, MA last sold on Jul 20, 2009 for $235,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 21 Cleveland St, Gloucester, MA?

21 Cleveland St, Gloucester, MA has 4 bedrooms, 2 bathrooms, 1,708 square feet of living space and a 0.12-acre lot.

When was 21 Cleveland St, Gloucester, MA built?

21 Cleveland St, Gloucester, MA was built in 1900, making it 126 years old. It is a colonial home. The building has 2 stories.

What schools serve 21 Cleveland St, Gloucester, MA?

21 Cleveland St, Gloucester, MA is assigned to Gloucester High School (high), rated C-; O'Maley Innovation Middle School (middle), rated C; Beeman Memorial Elementary School (elementary), rated C-. All sit in Gloucester School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Cleveland St, Gloucester, MA compare to other homes in Gloucester 01930?

Among the 11,008 homes in Gloucester 01930, it is worth more than 22% of them ($538,564 against a typical $735,422), its price per square foot is higher than 3% of them ($315 against a typical $497), it is bigger than 54% of them (1,708 ft² against a typical 1,632 ft²), its lot is bigger than 18% of them (0.11 ac against a typical 0.24 ac) and it is newer than 32% of them (1900 against a typical 1941). Measured against all of Essex County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Cleveland St, Gloucester, MA?

The 2025 property tax bill for 21 Cleveland St, Gloucester, MA was $5,128. The county assessed it at $527,600.

Closest homes

More homes in Gloucester 01930

Assigned schools

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