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Single Family ResidenceResidential
$189,363$182 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $145,000 on Jan 13, 2022

21 COMMERCE ST

SCOTIA, NY 12302
2
Beds
1
Baths
1,040 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1902
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$189K
$179K low$200K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$145,000 · Jan 13, 2022

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$105,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$86,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$105,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$190,909

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
89
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.115 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySchenectady
Lot (acres)The size of the land the home sits on, from county records.0.28
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 216 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lincoln SchoolB+
Elementary · Grades KG–5 · 0.3 mi
H
Scotia-Glenville Senior High SchoolB
High · Grades 9–12 · 0.6 mi
M
Scotia-Glenville Middle SchoolA-
Middle · Grades 6–8 · 0.9 mi

District: Scotia-Glenville Central School District

Neighborhood · ZIP 12302These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.29,002
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.654 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,175
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,423
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Commerce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Schenectady 12302
  • Costs less per square foot than 69% of homes in Schenectady 12302
  • Smaller than 92% of homes in Schenectady County
  • Older than 95% of homes in Schenectady 12302

What homes are worth in Schenectady 12302

Each bar is how many homes fall in that price range. The marker is this home.

This home
$173K$651K

This home is worth more than 4% of homes in Schenectady 12302.

How it measures up in Schenectady 12302

The dot is this home. The mark in the middle is the typical home in Schenectady 12302.

Estimated value$189,363
CheaperTypical $310,665Pricier

Pricier than 4% of homes nearby

Price per ft²$182
CheaperTypical $198Pricier

Pricier than 31% of homes nearby

Living area1,040 ft²
SmallerTypical 1,564 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.28 ac
SmallerTypical 0.35 acBigger

Bigger than 38% of homes nearby

Year built1902
OlderTypical 1953Newer

Newer than 5% of homes nearby

How 21 Commerce St ranks against every home in each area.
MeasureThis homeSchenectady 12302Schenectady County
Estimated valuepricier than$189,3634% of homes11% of homes
Price per ft²pricier than$18231% of homes40% of homes
Living areabigger than1,040 ft²9% of homes8% of homes
Lot sizebigger than0.28 ac38% of homes57% of homes
Year builtnewer than19025% of homes11% of homes

About 21 Commerce St

How much is 21 Commerce St, Scotia, NY worth?

The TopHap Estimate for 21 Commerce St, Scotia, NY is $189,363 as of Oct 21, 2026. The likely range is $178,823 to $199,903. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Commerce St, Scotia, NY last sell?

21 Commerce St, Scotia, NY last sold on Jan 13, 2022 for $145,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 21 Commerce St, Scotia, NY?

21 Commerce St, Scotia, NY has 2 bedrooms, 1 bathrooms, 1,040 square feet of living space and a 0.28-acre lot.

When was 21 Commerce St, Scotia, NY built?

21 Commerce St, Scotia, NY was built in 1902, making it 124 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 21 Commerce St, Scotia, NY?

21 Commerce St, Scotia, NY is assigned to Lincoln School (elementary), rated B+; Scotia-Glenville Senior High School (high), rated B; Scotia-Glenville Middle School (middle), rated A-. All sit in Scotia-Glenville Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Commerce St, Scotia, NY compare to other homes in Schenectady 12302?

Among the 9,867 homes in Schenectady 12302, it is worth more than 4% of them ($189,363 against a typical $310,665), its price per square foot is higher than 31% of them ($182 against a typical $198), it is bigger than 9% of them (1,040 ft² against a typical 1,564 ft²), its lot is bigger than 38% of them (0.28 ac against a typical 0.35 ac) and it is newer than 5% of them (1902 against a typical 1953). Measured against all of Schenectady County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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Assigned schools

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