Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$278,734$190 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $218,500 on Jan 4, 2021

24 COMMERCE ST

SCOTIA, NY 12302
3
Beds
2 / 1
Baths
1,470 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$279K
$253K low$305K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$218,500 · Jan 4, 2021

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$147,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$129,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$147,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$268,909

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
97
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.144 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountySchenectady
Lot (acres)The size of the land the home sits on, from county records.0.14
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 240 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lincoln SchoolB+
Elementary · Grades KG–5 · 0.3 mi
H
Scotia-Glenville Senior High SchoolB
High · Grades 9–12 · 0.6 mi
M
Scotia-Glenville Middle SchoolA-
Middle · Grades 6–8 · 0.9 mi

District: Scotia-Glenville Central School District

Neighborhood · ZIP 12302These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.29,002
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.654 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,175
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,423
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

24 Commerce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 85% of homes in Schenectady 12302
  • Newer than 87% of homes in Schenectady County

What homes are worth in Schenectady 12302

Each bar is how many homes fall in that price range. The marker is this home.

This home
$167K$684K

This home is worth more than 38% of homes in Schenectady 12302.

How it measures up in Schenectady 12302

The dot is this home. The mark in the middle is the typical home in Schenectady 12302.

Estimated value$278,734
CheaperTypical $306,680Pricier

Pricier than 38% of homes nearby

Price per ft²$190
CheaperTypical $198Pricier

Pricier than 40% of homes nearby

Living area1,470 ft²
SmallerTypical 1,562 ft²Bigger

Bigger than 43% of homes nearby

Lot size0.14 ac
SmallerTypical 0.35 acBigger

Bigger than 15% of homes nearby

Year built1989
OlderTypical 1953Newer

Newer than 86% of homes nearby

How 24 Commerce St ranks against every home in each area.
MeasureThis homeSchenectady 12302Schenectady County
Estimated valuepricier than$278,73438% of homes45% of homes
Price per ft²pricier than$19040% of homes47% of homes
Living areabigger than1,470 ft²43% of homes38% of homes
Lot sizebigger than0.14 ac15% of homes26% of homes
Year builtnewer than198986% of homes87% of homes

About 24 Commerce St

How much is 24 Commerce St, Scotia, NY worth?

The TopHap Estimate for 24 Commerce St, Scotia, NY is $278,734 as of Sep 24, 2026. The likely range is $252,768 to $304,700. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 24 Commerce St, Scotia, NY last sell?

24 Commerce St, Scotia, NY last sold on Jan 4, 2021 for $218,500, according to the county's recorded deed.

How big is 24 Commerce St, Scotia, NY?

24 Commerce St, Scotia, NY has 3 bedrooms, 2 bathrooms, 1,470 square feet of living space and a 0.14-acre lot.

When was 24 Commerce St, Scotia, NY built?

24 Commerce St, Scotia, NY was built in 1989, making it 37 years old. It is a colonial home. The building has 2 stories.

What schools serve 24 Commerce St, Scotia, NY?

24 Commerce St, Scotia, NY is assigned to Lincoln School (elementary), rated B+; Scotia-Glenville Senior High School (high), rated B; Scotia-Glenville Middle School (middle), rated A-. All sit in Scotia-Glenville Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 24 Commerce St, Scotia, NY compare to other homes in Schenectady 12302?

Among the 9,869 homes in Schenectady 12302, it is worth more than 38% of them ($278,734 against a typical $306,680), its price per square foot is higher than 40% of them ($190 against a typical $198), it is bigger than 43% of them (1,470 ft² against a typical 1,562 ft²), its lot is bigger than 15% of them (0.14 ac against a typical 0.35 ac) and it is newer than 86% of them (1989 against a typical 1953). Measured against all of Schenectady County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Commerce St

Closest homes

More homes in Scotia 12302

Assigned schools

Explore the area

See this home in context

Open 24 Commerce St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map