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Single Family ResidenceResidential
$109,808$61 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $100,000 on May 21, 2025

21 COTTAGE ST

MONTICELLO, NY 12701
3
Beds
2
Baths
1,797 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1929
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$110K
$91K low$128K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$100,000 · May 21, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,697 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$54,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$40,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$54,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$134,236

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySULLIVAN
Lot (acres)The size of the land the home sits on, from county records.0.19
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 341 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
George L Cooke School
Elementary · Grades PK–2 · 0.8 mi
H
Monticello High SchoolD+
High · Grades 9–12 · 1.2 mi
M
Robert J Kaiser Middle SchoolD+
Middle · Grades 6–8 · 1.3 mi

District: Monticello Central School District

Neighborhood · ZIP 12701These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.13,270
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.214 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,443
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,782
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Cottage St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Monticello 12701
  • Among the lowest price per square foot in Monticello 12701
  • Bigger than 70% of homes in Monticello 12701
  • Has a smaller lot than 80% of homes in Sullivan County
  • Older than 92% of homes in Monticello 12701

What homes are worth in Monticello 12701

Each bar is how many homes fall in that price range. The marker is this home.

This home
$137K$844K

This home is worth less than almost all homes in Monticello 12701.

How it measures up in Monticello 12701

The dot is this home. The mark in the middle is the typical home in Monticello 12701.

Estimated value$109,808
CheaperTypical $300,594Pricier

Cheaper than almost all homes nearby

Price per ft²$61
CheaperTypical $203Pricier

Cheaper than almost all homes nearby

Living area1,797 ft²
SmallerTypical 1,428 ft²Bigger

Bigger than 70% of homes nearby

Lot size0.19 ac
SmallerTypical 0.35 acBigger

Bigger than 32% of homes nearby

Year built1929
OlderTypical 1965Newer

Newer than 8% of homes nearby

How 21 Cottage St ranks against every home in each area.
MeasureThis homeMonticello 12701Sullivan County
Estimated valuepricier than$109,808almost no homes3% of homes
Price per ft²pricier than$61almost no homesalmost no homes
Living areabigger than1,797 ft²70% of homes67% of homes
Lot sizebigger than0.19 ac32% of homes20% of homes
Year builtnewer than19298% of homes13% of homes

About 21 Cottage St

How much is 21 Cottage St, Monticello, NY worth?

The TopHap Estimate for 21 Cottage St, Monticello, NY is $109,808 as of Sep 24, 2026. The likely range is $91,283 to $128,333. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Cottage St, Monticello, NY last sell?

21 Cottage St, Monticello, NY last sold on May 21, 2025 for $100,000, according to the county's recorded deed.

How big is 21 Cottage St, Monticello, NY?

21 Cottage St, Monticello, NY has 3 bedrooms, 2 bathrooms, 1,797 square feet of living space and a 0.19-acre lot.

When was 21 Cottage St, Monticello, NY built?

21 Cottage St, Monticello, NY was built in 1929, making it 97 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 21 Cottage St, Monticello, NY?

21 Cottage St, Monticello, NY is assigned to George L Cooke School (elementary); Monticello High School (high), rated D+; Robert J Kaiser Middle School (middle), rated D+. All sit in Monticello Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Cottage St, Monticello, NY compare to other homes in Monticello 12701?

Among the 4,424 homes in Monticello 12701, it is worth more than almost none of them ($109,808 against a typical $300,594), its price per square foot is higher than almost none of them ($61 against a typical $203), it is bigger than 70% of them (1,797 ft² against a typical 1,428 ft²), its lot is bigger than 32% of them (0.19 ac against a typical 0.35 ac) and it is newer than 8% of them (1929 against a typical 1965). Measured against all of Sullivan County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Cottage St, Monticello, NY?

The 2025 property tax bill for 21 Cottage St, Monticello, NY was $3,697. The county assessed it at $54,500.

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