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Single Family ResidenceResidential
$95,365$109 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

21 GARNETTE DR

BELLEVILLE, IL 62220
0
Baths
875 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$95K
$87K low$104K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$39,365
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$31,492
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$56,000
ASSOCIATED BANK · R · recorded Jun 22, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,562 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$26,331 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,050
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$22,281
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$24,718
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$78,993

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
34
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Clair
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Belle Valley SchoolB-
Elementary · Grades PK–8 · 1.7 mi

District: Belle Valley School District 119

Neighborhood · ZIP 62220These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.165

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.19,239
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.607 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,953
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,713
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Garnette Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Belleville 62220
  • Costs less per square foot than 68% of homes in Belleville 62220
  • Smaller than 82% of homes in St. Clair County
  • Has a smaller lot than 81% of homes in St. Clair County
  • Newer than 70% of homes in Belleville 62220

What homes are worth in Belleville 62220

Each bar is how many homes fall in that price range. The marker is this home.

This home
$41K$474K

This home is worth more than 23% of homes in Belleville 62220.

How it measures up in Belleville 62220

The dot is this home. The mark in the middle is the typical home in Belleville 62220.

Estimated value$95,365
CheaperTypical $149,668Pricier

Pricier than 23% of homes nearby

Price per ft²$109
CheaperTypical $134Pricier

Pricier than 32% of homes nearby

Living area875 ft²
SmallerTypical 1,080 ft²Bigger

Bigger than 24% of homes nearby

Lot size0.15 ac
SmallerTypical 0.17 acBigger

Bigger than 30% of homes nearby

Year built1972
OlderTypical 1949Newer

Newer than 70% of homes nearby

How 21 Garnette Dr ranks against every home in each area.
MeasureThis homeBelleville 62220St. Clair County
Estimated valuepricier than$95,36523% of homes26% of homes
Price per ft²pricier than$10932% of homes33% of homes
Living areabigger than875 ft²24% of homes18% of homes
Lot sizebigger than0.15 ac30% of homes19% of homes
Year builtnewer than197270% of homes57% of homes

About 21 Garnette Dr

How much is 21 Garnette Dr, Belleville, IL worth?

The TopHap Estimate for 21 Garnette Dr, Belleville, IL is $95,365 as of Jul 14, 2026. The likely range is $86,616 to $104,114. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 21 Garnette Dr, Belleville, IL?

21 Garnette Dr, Belleville, IL has 875 square feet of living space and a 0.15-acre lot.

When was 21 Garnette Dr, Belleville, IL built?

21 Garnette Dr, Belleville, IL was built in 1972, making it 54 years old. The building has 1 story.

What schools serve 21 Garnette Dr, Belleville, IL?

21 Garnette Dr, Belleville, IL is assigned to Belle Valley School (elementary), rated B-. All sit in Belle Valley School District 119. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Garnette Dr, Belleville, IL compare to other homes in Belleville 62220?

Among the 7,458 homes in Belleville 62220, it is worth more than 23% of them ($95,365 against a typical $149,668), its price per square foot is higher than 32% of them ($109 against a typical $134), it is bigger than 24% of them (875 ft² against a typical 1,080 ft²), its lot is bigger than 30% of them (0.15 ac against a typical 0.17 ac) and it is newer than 70% of them (1972 against a typical 1949). Measured against all of St. Clair County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Garnette Dr, Belleville, IL?

The 2024 property tax bill for 21 Garnette Dr, Belleville, IL was $1,562. The county assessed it at $26,331.

Closest homes

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Assigned schools

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