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Single Family ResidenceResidential
$123,914$161 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

21 GRAY LN

RICHFIELD, PA 17086
2
Beds
1
Baths
768 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,116 ft²
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$124K
$115K low$133K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$33,914
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$27,131
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.82%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$65,000
FIRST NATIONAL BANK OF PENNSYLVANIA · recorded Nov 15, 2011
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
FIRST NATIONAL BANK OF PENNSYLVANIA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,527 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,860 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,770
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$9,090
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$10,860

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
64
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJUNIATA
Lot (acres)The size of the land the home sits on, from county records.0.03
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Baseboard
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Monroe Elementary School
Elementary · Grades KG–6 · 0.5 mi
M
East Juniata High SchoolC+
Middle · Grades 7–12 · 4.4 mi

District: Juniata County School District

Neighborhood · ZIP 17086These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.2,380
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.63 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,263
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,102
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Gray Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Richfield 17086
  • Smaller than 92% of homes in Richfield 17086
  • Has a smaller lot than 76% of homes in Richfield 17086
  • Older than 93% of homes in Juniata County

What homes are worth in Richfield 17086

Each bar is how many homes fall in that price range. The marker is this home.

This home
$99K$502K

This home is worth more than 8% of homes in Richfield 17086.

How it measures up in Richfield 17086

The dot is this home. The mark in the middle is the typical home in Richfield 17086.

Estimated value$123,914
CheaperTypical $219,103Pricier

Pricier than 8% of homes nearby

Price per ft²$161
CheaperTypical $168Pricier

Pricier than 45% of homes nearby

Living area768 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 8% of homes nearby

Lot size1,116 ft²
SmallerTypical 1,960 ft²Bigger

Bigger than 24% of homes nearby

Year built1940
OlderTypical 1981Newer

Newer than 11% of homes nearby

How 21 Gray Ln ranks against every home in each area.
MeasureThis homeRichfield 17086Juniata County
Estimated valuepricier than$123,9148% of homes13% of homes
Price per ft²pricier than$16145% of homes52% of homes
Living areabigger than768 ft²8% of homes11% of homes
Lot sizebigger than1,116 ft²24% of homes35% of homes
Year builtnewer than194011% of homes7% of homes

About 21 Gray Ln

How much is 21 Gray Ln, Richfield, PA worth?

The TopHap Estimate for 21 Gray Ln, Richfield, PA is $123,914 as of Jul 14, 2026. The likely range is $114,880 to $132,948. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Gray Ln, Richfield, PA last sell?

21 Gray Ln, Richfield, PA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 21 Gray Ln, Richfield, PA?

21 Gray Ln, Richfield, PA has 2 bedrooms, 1 bathrooms, 768 square feet of living space and a 0.03-acre lot.

When was 21 Gray Ln, Richfield, PA built?

21 Gray Ln, Richfield, PA was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 21 Gray Ln, Richfield, PA?

21 Gray Ln, Richfield, PA is assigned to Monroe Elementary School (elementary); East Juniata High School (middle), rated C+. All sit in Juniata County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Gray Ln, Richfield, PA compare to other homes in Richfield 17086?

Among the 913 homes in Richfield 17086, it is worth more than 8% of them ($123,914 against a typical $219,103), its price per square foot is higher than 45% of them ($161 against a typical $168), it is bigger than 8% of them (768 ft² against a typical 1,344 ft²), its lot is bigger than 24% of them (1,116 ft² against a typical 1,960 ft²) and it is newer than 11% of them (1940 against a typical 1981). Measured against all of Juniata County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Gray Ln, Richfield, PA?

The 2026 property tax bill for 21 Gray Ln, Richfield, PA was $1,527. The county assessed it at $10,860.

More homes on Gray Ln

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Assigned schools

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