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Single Family ResidenceResidential
$295,517$208 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $315,000 on Jul 16, 2021

677 SWARTZ VALLEY RD

RICHFIELD, PA 17086
4
Beds
2.5
Baths
1,424 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,736 ft²
Lot SizeThe size of the land the home sits on, from county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$296K
$254K low$337K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$315,000 · Jul 16, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$12,017
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$9,614
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.106%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$283,500
LOANDEPOT.COM LLC · recorded Jul 16, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,496 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$17,750 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$15,750
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$17,750

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
97
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.154 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJUNIATA
Lot (acres)The size of the land the home sits on, from county records.0.04
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Baseboard
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Monroe Elementary School
Elementary · Grades KG–6 · 0.6 mi
M
East Juniata High SchoolC+
Middle · Grades 7–12 · 4.4 mi

District: Juniata County School District

Neighborhood · ZIP 17086These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.2,380
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.63 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,263
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,102
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

677 Swartz Valley Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Richfield 17086
  • Costs more per square foot than 82% of homes in Richfield 17086
  • Has a bigger lot than 70% of homes in Juniata County

What homes are worth in Richfield 17086

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$464K

This home is worth more than 82% of homes in Richfield 17086.

How it measures up in Richfield 17086

The dot is this home. The mark in the middle is the typical home in Richfield 17086.

Estimated value$295,517
CheaperTypical $219,425Pricier

Pricier than 82% of homes nearby

Price per ft²$208
CheaperTypical $168Pricier

Pricier than 82% of homes nearby

Living area1,424 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 59% of homes nearby

Lot size1,736 ft²
SmallerTypical 2,004 ft²Bigger

Bigger than 47% of homes nearby

How 677 Swartz Valley Rd ranks against every home in each area.
MeasureThis homeRichfield 17086Juniata County
Estimated valuepricier than$295,51782% of homes79% of homes
Price per ft²pricier than$20882% of homes82% of homes
Living areabigger than1,424 ft²59% of homes59% of homes
Lot sizebigger than1,736 ft²47% of homes70% of homes

About 677 Swartz Valley Rd

How much is 677 Swartz Valley Rd, Richfield, PA worth?

The TopHap Estimate for 677 Swartz Valley Rd, Richfield, PA is $295,517 as of Jul 14, 2026. The likely range is $253,576 to $337,458. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 677 Swartz Valley Rd, Richfield, PA last sell?

677 Swartz Valley Rd, Richfield, PA last sold on Jul 16, 2021 for $315,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 677 Swartz Valley Rd, Richfield, PA?

677 Swartz Valley Rd, Richfield, PA has 4 bedrooms, 2.5 bathrooms, 1,424 square feet of living space and a 0.04-acre lot.

What schools serve 677 Swartz Valley Rd, Richfield, PA?

677 Swartz Valley Rd, Richfield, PA is assigned to Monroe Elementary School (elementary); East Juniata High School (middle), rated C+. All sit in Juniata County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 677 Swartz Valley Rd, Richfield, PA compare to other homes in Richfield 17086?

Among the 913 homes in Richfield 17086, it is worth more than 82% of them ($295,517 against a typical $219,425), its price per square foot is higher than 82% of them ($208 against a typical $168), it is bigger than 59% of them (1,424 ft² against a typical 1,344 ft²) and its lot is bigger than 47% of them (1,736 ft² against a typical 2,004 ft²). Measured against all of Juniata County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 677 Swartz Valley Rd, Richfield, PA?

The 2026 property tax bill for 677 Swartz Valley Rd, Richfield, PA was $2,496. The county assessed it at $17,750.

More homes on Swartz Valley Rd

Closest homes

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Assigned schools

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