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Single Family ResidenceResidential
$354,923$217 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

21 LUDON ST

CHICOPEE, MA 01020
4
Beds
2
Baths
1,632 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1915
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$355K
$338K low$371K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,525 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$296,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$116,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$180,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$280,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$289,090

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
93
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
36
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.68 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.41
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Belcher
Elementary · Grades PK–2 · 1.8 mi
H
Chicopee High SchoolD-
High · Grades 9–12 · 1.8 mi
M
Bellamy Middle SchoolD+
Middle · Grades 6–8 · 3.1 mi

District: Chicopee School District

Neighborhood · ZIP 01020These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.29,769
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,288 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,377
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,218
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Ludon St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Chicopee 01020
  • Costs less per square foot than 80% of homes in Chicopee 01020
  • Bigger than 74% of homes in Chicopee 01020
  • Has a bigger lot than 82% of homes in Chicopee 01020
  • Older than 88% of homes in Chicopee 01020

What homes are worth in Chicopee 01020

Each bar is how many homes fall in that price range. The marker is this home.

This home
$196K$544K

This home is worth more than 68% of homes in Chicopee 01020.

How it measures up in Chicopee 01020

The dot is this home. The mark in the middle is the typical home in Chicopee 01020.

Estimated value$354,923
CheaperTypical $321,884Pricier

Pricier than 68% of homes nearby

Price per ft²$217
CheaperTypical $267Pricier

Pricier than 20% of homes nearby

Living area1,632 ft²
SmallerTypical 1,278 ft²Bigger

Bigger than 74% of homes nearby

Lot size0.41 ac
SmallerTypical 0.24 acBigger

Bigger than 82% of homes nearby

Year built1915
OlderTypical 1955Newer

Newer than 12% of homes nearby

How 21 Ludon St ranks against every home in each area.
MeasureThis homeChicopee 01020Hampden County
Estimated valuepricier than$354,92368% of homes57% of homes
Price per ft²pricier than$21720% of homes31% of homes
Living areabigger than1,632 ft²74% of homes55% of homes
Lot sizebigger than0.41 ac82% of homes60% of homes
Year builtnewer than191512% of homes14% of homes

About 21 Ludon St

How much is 21 Ludon St, Chicopee, MA worth?

The TopHap Estimate for 21 Ludon St, Chicopee, MA is $354,923 as of Oct 21, 2026. The likely range is $338,491 to $371,355. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Ludon St, Chicopee, MA last sell?

21 Ludon St, Chicopee, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 21 Ludon St, Chicopee, MA?

21 Ludon St, Chicopee, MA has 4 bedrooms, 2 bathrooms, 1,632 square feet of living space and a 0.41-acre lot.

When was 21 Ludon St, Chicopee, MA built?

21 Ludon St, Chicopee, MA was built in 1915, making it 111 years old. The building has 2 stories.

What schools serve 21 Ludon St, Chicopee, MA?

21 Ludon St, Chicopee, MA is assigned to Belcher (elementary); Chicopee High School (high), rated D-; Bellamy Middle School (middle), rated D+. All sit in Chicopee School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Ludon St, Chicopee, MA compare to other homes in Chicopee 01020?

Among the 8,937 homes in Chicopee 01020, it is worth more than 68% of them ($354,923 against a typical $321,884), its price per square foot is higher than 20% of them ($217 against a typical $267), it is bigger than 74% of them (1,632 ft² against a typical 1,278 ft²), its lot is bigger than 82% of them (0.41 ac against a typical 0.24 ac) and it is newer than 12% of them (1915 against a typical 1955). Measured against all of Hampden County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Ludon St, Chicopee, MA?

The 2026 property tax bill for 21 Ludon St, Chicopee, MA was $4,525. The county assessed it at $296,900.

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Assigned schools

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