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Single Family ResidenceResidential
$36,812$37 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 57How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

21 N RIVER ST

DWALE, KY 41621
3
Beds
1
Baths
1,008 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$37K
$21K low$53K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$36,812
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$29,450

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$30,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$21,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$30,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$30,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.78 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFloyd
Lot (acres)The size of the land the home sits on, from county records.0.23
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.None
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 144 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Allen Elementary SchoolC+
Elementary · Grades PK–8 · 0.8 mi
H
Home Instruction High School
High · Grades 9–12 · 4.2 mi

District: Floyd County School District

Neighborhood · ZIP 41621These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.166
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.139
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.42%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.127
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.182 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$31,884
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$51,699
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 N River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Floyd County
  • Costs less per square foot than 76% of homes in Floyd County
  • Smaller than 67% of homes in Dwale 41621
  • Has a smaller lot than 81% of homes in Floyd County
  • Older than 85% of homes in Dwale 41621

What homes are worth in Dwale 41621

Each bar is how many homes fall in that price range. The marker is this home.

This home
$18K$177K

This home is worth more than 29% of homes in Dwale 41621.

How it measures up in Dwale 41621

The dot is this home. The mark in the middle is the typical home in Dwale 41621.

Estimated value$36,812
CheaperTypical $58,729Pricier

Pricier than 29% of homes nearby

Price per ft²$37
CheaperTypical $49Pricier

Pricier than 29% of homes nearby

Living area1,008 ft²
SmallerTypical 1,216 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.23 ac
SmallerTypical 0.32 acBigger

Bigger than 41% of homes nearby

Year built1956
OlderTypical 1991Newer

Newer than 15% of homes nearby

How 21 N River St ranks against every home in each area.
MeasureThis homeDwale 41621Floyd County
Estimated valuepricier than$36,81229% of homes28% of homes
Price per ft²pricier than$3729% of homes24% of homes
Living areabigger than1,008 ft²33% of homes33% of homes
Lot sizebigger than0.23 ac41% of homes19% of homes
Year builtnewer than195615% of homes21% of homes

About 21 N River St

How much is 21 N River St, Dwale, KY worth?

The TopHap Estimate for 21 N River St, Dwale, KY is $36,812 as of Jul 14, 2026. The likely range is $21,018 to $52,606. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 N River St, Dwale, KY last sell?

21 N River St, Dwale, KY last sold on Aug 1, 1991, according to the county's recorded deed.

How big is 21 N River St, Dwale, KY?

21 N River St, Dwale, KY has 3 bedrooms, 1 bathrooms, 1,008 square feet of living space and a 0.23-acre lot.

When was 21 N River St, Dwale, KY built?

21 N River St, Dwale, KY was built in 1956, making it 70 years old. The building has 1 story.

What schools serve 21 N River St, Dwale, KY?

21 N River St, Dwale, KY is assigned to Allen Elementary School (elementary), rated C+; Home Instruction High School (high). All sit in Floyd County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 N River St, Dwale, KY compare to other homes in Dwale 41621?

Among the 200 homes in Dwale 41621, it is worth more than 29% of them ($36,812 against a typical $58,729), its price per square foot is higher than 29% of them ($37 against a typical $49), it is bigger than 33% of them (1,008 ft² against a typical 1,216 ft²), its lot is bigger than 41% of them (0.23 ac against a typical 0.32 ac) and it is newer than 15% of them (1956 against a typical 1991). Measured against all of Floyd County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

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Assigned schools

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