Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$482,994$219 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $290,000 on Jul 1, 2019

21 PRINCESS RUTH LN

PALM COAST, FL 32164
3
Beds
2
Baths
2,201 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$483K
$443K low$523K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$290,000 · Jul 1, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$132,994
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$106,395
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.76%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$270,000
CARRINGTON MORTGAGE SERVICES LLC · recorded Oct 5, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
SPACE COAST CU

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$197,118 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$191,563
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$379,939

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
53
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFlagler
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.0.49
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.Pool W/Hot Tub/Spa
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 701 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Buddy Taylor Middle SchoolC+
Middle · Grades 6–8 · 0.5 mi
E
Wadsworth Elementary SchoolB
Elementary · Grades PK–5 · 0.7 mi
H
Flagler Palm Coast High SchoolC-
High · Grades 9–12 · 3.2 mi

District: Flagler County School District

Neighborhood · ZIP 32164These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.56,991
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,661 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,651
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,347
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Princess Ruth Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Belle Terrace at Palm Coast
  • Costs more per square foot than 93% of homes in Belle Terrace at Palm Coast
  • Bigger than 80% of homes in Belle Terrace at Palm Coast
  • Among the largest lots in Belle Terrace at Palm Coast
  • Older than 94% of homes in Palm Coast 32164

What homes are worth in Palm Coast 32164

Each bar is how many homes fall in that price range. The marker is this home.

This home
$236K$558K

This home is worth more than 94% of homes in Palm Coast 32164.

How it measures up in Palm Coast 32164

The dot is this home. The mark in the middle is the typical home in Palm Coast 32164.

Estimated value$482,994
CheaperTypical $345,901Pricier

Pricier than 94% of homes nearby

Price per ft²$219
CheaperTypical $190Pricier

Pricier than 86% of homes nearby

Living area2,201 ft²
SmallerTypical 1,867 ft²Bigger

Bigger than 73% of homes nearby

Lot size0.49 ac
SmallerTypical 0.23 acBigger

Bigger than 98% of homes nearby

Year built1988
OlderTypical 2004Newer

Newer than 6% of homes nearby

How 21 Princess Ruth Ln ranks against every home in each area.
MeasureThis homeBelle Terrace at Palm CoastPalm Coast 32164Flagler County
Estimated valuepricier than$482,99497% of homes94% of homes72% of homes
Price per ft²pricier than$21993% of homes86% of homes62% of homes
Living areabigger than2,201 ft²80% of homes73% of homes70% of homes
Lot sizebigger than0.49 acalmost all homes98% of homes91% of homes
Year builtnewer than198811% of homes6% of homes18% of homes

About 21 Princess Ruth Ln

How much is 21 Princess Ruth Ln, Palm Coast, FL worth?

The TopHap Estimate for 21 Princess Ruth Ln, Palm Coast, FL is $482,994 as of Jul 14, 2026. The likely range is $443,150 to $522,838. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Princess Ruth Ln, Palm Coast, FL last sell?

21 Princess Ruth Ln, Palm Coast, FL last sold on Jul 1, 2019 for $290,000, according to the county's recorded deed.

How big is 21 Princess Ruth Ln, Palm Coast, FL?

21 Princess Ruth Ln, Palm Coast, FL has 3 bedrooms, 2 bathrooms, 2,201 square feet of living space and a 0.49-acre lot.

When was 21 Princess Ruth Ln, Palm Coast, FL built?

21 Princess Ruth Ln, Palm Coast, FL was built in 1988, making it 38 years old. The building has 1 story.

What schools serve 21 Princess Ruth Ln, Palm Coast, FL?

21 Princess Ruth Ln, Palm Coast, FL is assigned to Buddy Taylor Middle School (middle), rated C+; Wadsworth Elementary School (elementary), rated B; Flagler Palm Coast High School (high), rated C-. All sit in Flagler County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Princess Ruth Ln, Palm Coast, FL compare to other homes in Palm Coast 32164?

Among the 23,884 homes in Palm Coast 32164, it is worth more than 94% of them ($482,994 against a typical $345,901), its price per square foot is higher than 86% of them ($219 against a typical $190), it is bigger than 73% of them (2,201 ft² against a typical 1,867 ft²), its lot is bigger than 98% of them (0.49 ac against a typical 0.23 ac) and it is newer than 6% of them (1988 against a typical 2004). Measured against all of Flagler County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Palm Coast 32164

Assigned schools

Explore the area

See this home in context

Open 21 Princess Ruth Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map