Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$404,027$213 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

21 RAMSDELL RD

GRAY, ME 04039
3
Beds
2
Baths
1,900 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$404K
$375K low$433K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.107%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$396,000
BANGOR SAVINGS BANK · recorded Nov 22, 2023
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$38,620
TD BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,886 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$504,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$126,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$378,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.38 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyCUMBERLAND
Lot (acres)The size of the land the home sits on, from county records.2.00
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Baseboard
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Gray-New Gloucester Middle SchoolB-
Middle · Grades 5–8 · 1.4 mi
E
Russell School
Elementary · Grades KG–2 · 1.5 mi
H
Gray-New Gloucester High SchoolC
High · Grades 9–12 · 1.6 mi

District: School Administrative District 15

Neighborhood · ZIP 04039These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.8,188
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.194 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,922
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,323
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Ramsdell Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Cumberland County
  • Costs less per square foot than 97% of homes in Cumberland County
  • Bigger than 72% of homes in Gray 04039
  • Has a bigger lot than 79% of homes in Cumberland County
  • Newer than 65% of homes in Cumberland County

What homes are worth in Gray 04039

Each bar is how many homes fall in that price range. The marker is this home.

This home
$252K$965K

This home is worth more than 22% of homes in Gray 04039.

How it measures up in Gray 04039

The dot is this home. The mark in the middle is the typical home in Gray 04039.

Estimated value$404,027
CheaperTypical $501,477Pricier

Pricier than 22% of homes nearby

Price per ft²$213
CheaperTypical $344Pricier

Pricier than 5% of homes nearby

Living area1,900 ft²
SmallerTypical 1,484 ft²Bigger

Bigger than 72% of homes nearby

Lot size2 ac
SmallerTypical 1.84 acBigger

Bigger than 67% of homes nearby

Year built1990
OlderTypical 1988Newer

Newer than 53% of homes nearby

How 21 Ramsdell Rd ranks against every home in each area.
MeasureThis homeGray 04039Cumberland County
Estimated valuepricier than$404,02722% of homes18% of homes
Price per ft²pricier than$2135% of homes3% of homes
Living areabigger than1,900 ft²72% of homes67% of homes
Lot sizebigger than2 ac67% of homes79% of homes
Year builtnewer than199053% of homes65% of homes

About 21 Ramsdell Rd

How much is 21 Ramsdell Rd, Gray, ME worth?

The TopHap Estimate for 21 Ramsdell Rd, Gray, ME is $404,027 as of Jul 14, 2026. The likely range is $374,772 to $433,281. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Ramsdell Rd, Gray, ME last sell?

21 Ramsdell Rd, Gray, ME last sold on Jun 14, 2013, according to the county's recorded deed.

How big is 21 Ramsdell Rd, Gray, ME?

21 Ramsdell Rd, Gray, ME has 3 bedrooms, 2 bathrooms, 1,900 square feet of living space and a 2.00-acre lot.

When was 21 Ramsdell Rd, Gray, ME built?

21 Ramsdell Rd, Gray, ME was built in 1990, making it 36 years old. It is a cape cod home. The building has 2 stories.

What schools serve 21 Ramsdell Rd, Gray, ME?

21 Ramsdell Rd, Gray, ME is assigned to Gray-New Gloucester Middle School (middle), rated B-; Russell School (elementary); Gray-New Gloucester High School (high), rated C. All sit in School Administrative District 15. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Ramsdell Rd, Gray, ME compare to other homes in Gray 04039?

Among the 3,756 homes in Gray 04039, it is worth more than 22% of them ($404,027 against a typical $501,477), its price per square foot is higher than 5% of them ($213 against a typical $344), it is bigger than 72% of them (1,900 ft² against a typical 1,484 ft²), its lot is bigger than 67% of them (2 ac against a typical 1.84 ac) and it is newer than 53% of them (1990 against a typical 1988). Measured against all of Cumberland County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Ramsdell Rd, Gray, ME?

The 2025 property tax bill for 21 Ramsdell Rd, Gray, ME was $4,886. The county assessed it at $504,800.

Closest homes

More homes in Gray 04039

Assigned schools

Explore the area

See this home in context

Open 21 Ramsdell Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map