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Single Family ResidenceResidential
$612,052$366 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $277,500 on Aug 27, 2014

21 RATCLIFFE RD

WAYNE, NJ 07470
0
Baths
1,673 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.55 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.

Valuation

$612K
$562K low$662K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$277,500 · Aug 27, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$407,052
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$325,642
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.33%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$205,000
NORTH JERSEY FCU · recorded Feb 5, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,317 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$172,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$103,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$69,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$172,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$172,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyPASSAIC
Lot (acres)The size of the land the home sits on, from county records.0.55
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lafayette Elementary SchoolA
Elementary · Grades KG–5 · 0.3 mi
M
Anthony Wayne Middle SchoolA
Middle · Grades 6–8 · 0.5 mi
H
Wayne Valley High SchoolC+
High · Grades 9–12 · 0.9 mi

District: Wayne Township School District

Neighborhood · ZIP 07470These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.48
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.115

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.54,839
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,177 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$141,531
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$171,826
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Ratcliffe Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Wayne 07470
  • Smaller than 68% of homes in Wayne 07470
  • Has a bigger lot than 91% of homes in Passaic County
  • Older than 95% of homes in Wayne 07470

What homes are worth in Wayne 07470

Each bar is how many homes fall in that price range. The marker is this home.

This home
$300K$1.4M

This home is worth more than 27% of homes in Wayne 07470.

How it measures up in Wayne 07470

The dot is this home. The mark in the middle is the typical home in Wayne 07470.

Estimated value$612,052
CheaperTypical $729,781Pricier

Pricier than 27% of homes nearby

Price per ft²$366
CheaperTypical $359Pricier

Pricier than 54% of homes nearby

Living area1,673 ft²
SmallerTypical 2,012 ft²Bigger

Bigger than 32% of homes nearby

Lot size0.55 ac
SmallerTypical 0.34 acBigger

Bigger than 89% of homes nearby

Year built1930
OlderTypical 1962Newer

Newer than 5% of homes nearby

How 21 Ratcliffe Rd ranks against every home in each area.
MeasureThis homeWayne 07470Passaic County
Estimated valuepricier than$612,05227% of homes58% of homes
Price per ft²pricier than$36654% of homes59% of homes
Living areabigger than1,673 ft²32% of homes45% of homes
Lot sizebigger than0.55 ac89% of homes91% of homes
Year builtnewer than19305% of homes26% of homes

About 21 Ratcliffe Rd

How much is 21 Ratcliffe Rd, Wayne, NJ worth?

The TopHap Estimate for 21 Ratcliffe Rd, Wayne, NJ is $612,052 as of Jul 14, 2026. The likely range is $561,738 to $662,366. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Ratcliffe Rd, Wayne, NJ last sell?

21 Ratcliffe Rd, Wayne, NJ last sold on Aug 27, 2014 for $277,500, according to the county's recorded deed.

How big is 21 Ratcliffe Rd, Wayne, NJ?

21 Ratcliffe Rd, Wayne, NJ has 1,673 square feet of living space and a 0.55-acre lot.

When was 21 Ratcliffe Rd, Wayne, NJ built?

21 Ratcliffe Rd, Wayne, NJ was built in 1930, making it 96 years old. It is a cape cod home.

What schools serve 21 Ratcliffe Rd, Wayne, NJ?

21 Ratcliffe Rd, Wayne, NJ is assigned to Lafayette Elementary School (elementary), rated A; Anthony Wayne Middle School (middle), rated A; Wayne Valley High School (high), rated C+. All sit in Wayne Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Ratcliffe Rd, Wayne, NJ compare to other homes in Wayne 07470?

Among the 16,257 homes in Wayne 07470, it is worth more than 27% of them ($612,052 against a typical $729,781), its price per square foot is higher than 54% of them ($366 against a typical $359), it is bigger than 32% of them (1,673 ft² against a typical 2,012 ft²), its lot is bigger than 89% of them (0.55 ac against a typical 0.34 ac) and it is newer than 5% of them (1930 against a typical 1962). Measured against all of Passaic County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Ratcliffe Rd, Wayne, NJ?

The 2025 property tax bill for 21 Ratcliffe Rd, Wayne, NJ was $10,317. The county assessed it at $172,000.

Closest homes

More homes in Wayne 07470

Assigned schools

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