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Single Family ResidenceResidential
$411,701$817 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $305,000 on Sep 28, 2022

21 RIDGE RD

GARRISON, NY 10524
1
Beds
1
Baths
504 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$412K
$389K low$435K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$305,000 · Sep 28, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,175 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$104,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$43,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$60,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$104,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$339,746

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyPutnam
Lot (acres)The size of the land the home sits on, from county records.1.18
HeatingThe type of heating system in the home.Forced Air
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 408 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Van Cortlandtville SchoolC
Elementary · Grades KG–5 · 2.2 mi
H
Walter Panas High SchoolA
High · Grades 9–12 · 4.4 mi
M
Lakeland-Copper Beech Middle SchoolC+
Middle · Grades 6–8 · 4.6 mi

District: Lakeland Central School District

Neighborhood · ZIP 10524These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,302
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.198 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$121,159
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$147,568
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Garrison 10524
  • Among the highest price per square foot in Putnam County
  • Among the smallest homes in Garrison 10524
  • Has a bigger lot than 73% of homes in Putnam County
  • Older than 83% of homes in Garrison 10524

What homes are worth in Garrison 10524

Each bar is how many homes fall in that price range. The marker is this home.

This home
$405K$3.4M

This home is worth more than 2% of homes in Garrison 10524.

How it measures up in Garrison 10524

The dot is this home. The mark in the middle is the typical home in Garrison 10524.

Estimated value$411,701
CheaperTypical $788,251Pricier

Pricier than 2% of homes nearby

Price per ft²$817
CheaperTypical $442Pricier

Pricier than 94% of homes nearby

Living area504 ft²
SmallerTypical 1,936 ft²Bigger

Smaller than almost all homes nearby

Lot size1.18 ac
SmallerTypical 1.49 acBigger

Bigger than 45% of homes nearby

Year built1940
OlderTypical 1965Newer

Newer than 17% of homes nearby

How 21 Ridge Rd ranks against every home in each area.
MeasureThis homeGarrison 10524Putnam County
Estimated valuepricier than$411,7012% of homes18% of homes
Price per ft²pricier than$81794% of homesalmost all homes
Living areabigger than504 ft²almost no homesalmost no homes
Lot sizebigger than1.18 ac45% of homes73% of homes
Year builtnewer than194017% of homes18% of homes

About 21 Ridge Rd

How much is 21 Ridge Rd, Garrison, NY worth?

The TopHap Estimate for 21 Ridge Rd, Garrison, NY is $411,701 as of Aug 30, 2026. The likely range is $388,789 to $434,613. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Ridge Rd, Garrison, NY last sell?

21 Ridge Rd, Garrison, NY last sold on Sep 28, 2022 for $305,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 21 Ridge Rd, Garrison, NY?

21 Ridge Rd, Garrison, NY has 1 bedrooms, 1 bathrooms, 504 square feet of living space and a 1.18-acre lot.

When was 21 Ridge Rd, Garrison, NY built?

21 Ridge Rd, Garrison, NY was built in 1940, making it 86 years old. It is a cottage home. The building has 1 story.

What schools serve 21 Ridge Rd, Garrison, NY?

21 Ridge Rd, Garrison, NY is assigned to Van Cortlandtville School (elementary), rated C; Walter Panas High School (high), rated A; Lakeland-Copper Beech Middle School (middle), rated C+. All sit in Lakeland Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Ridge Rd, Garrison, NY compare to other homes in Garrison 10524?

Among the 1,700 homes in Garrison 10524, it is worth more than 2% of them ($411,701 against a typical $788,251), its price per square foot is higher than 94% of them ($817 against a typical $442), it is bigger than almost none of them (504 ft² against a typical 1,936 ft²), its lot is bigger than 45% of them (1.18 ac against a typical 1.49 ac) and it is newer than 17% of them (1940 against a typical 1965). Measured against all of Putnam County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Ridge Rd, Garrison, NY?

The 2025 property tax bill for 21 Ridge Rd, Garrison, NY was $8,175. The county assessed it at $104,200.

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