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Single Family ResidenceResidential
$1,135,141$461 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $739,000 on Jul 16, 2020

21 RIVER RD

CAPE NEDDICK, ME 03902
3
Beds
2.5
Baths
2,464 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1840
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.1M
$821K low$1.4M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$739,000 · Jul 16, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$435,881
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$348,705
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$591,200
TD BANK NA · P · recorded Jul 16, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$108,060
TD BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,535 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$913,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$330,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$582,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$843,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,054,025

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Historical
CountyYORK
Lot (acres)The size of the land the home sits on, from county records.0.41
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
York High SchoolA-
High · Grades 9–12 · 2.7 mi
E
Village Elementary School-York
Elementary · Grades PK–1 · 3.7 mi
M
York Middle SchoolA
Middle · Grades 5–8 · 3.9 mi

District: York

Neighborhood · ZIP 03902These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.96

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,713
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.135 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$119,245
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,516
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in York County
  • Costs more per square foot than 70% of homes in York County
  • Bigger than 88% of homes in York County
  • Has a smaller lot than 88% of homes in Cape Neddick 03902
  • Among the oldest homes in Cape Neddick 03902

What homes are worth in Cape Neddick 03902

Each bar is how many homes fall in that price range. The marker is this home.

This home
$216K$4.2M

This home is worth more than 70% of homes in Cape Neddick 03902.

How it measures up in Cape Neddick 03902

The dot is this home. The mark in the middle is the typical home in Cape Neddick 03902.

Estimated value$1,135,141
CheaperTypical $827,891Pricier

Pricier than 70% of homes nearby

Price per ft²$461
CheaperTypical $443Pricier

Pricier than 54% of homes nearby

Living area2,464 ft²
SmallerTypical 1,987 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.41 ac
SmallerTypical 1.19 acBigger

Bigger than 12% of homes nearby

Year built1840
OlderTypical 1988Newer

Older than almost all homes nearby

How 21 River Rd ranks against every home in each area.
MeasureThis homeCape Neddick 03902York County
Estimated valuepricier than$1,135,14170% of homes91% of homes
Price per ft²pricier than$46154% of homes70% of homes
Living areabigger than2,464 ft²69% of homes88% of homes
Lot sizebigger than0.41 ac12% of homes33% of homes
Year builtnewer than1840almost no homes2% of homes

About 21 River Rd

How much is 21 River Rd, Cape Neddick, ME worth?

The TopHap Estimate for 21 River Rd, Cape Neddick, ME is $1,135,141 as of Jul 14, 2026. The likely range is $820,650 to $1,449,632. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 River Rd, Cape Neddick, ME last sell?

21 River Rd, Cape Neddick, ME last sold on Jul 16, 2020 for $739,000, according to the county's recorded deed.

How big is 21 River Rd, Cape Neddick, ME?

21 River Rd, Cape Neddick, ME has 3 bedrooms, 2.5 bathrooms, 2,464 square feet of living space and a 0.41-acre lot.

When was 21 River Rd, Cape Neddick, ME built?

21 River Rd, Cape Neddick, ME was built in 1840, making it 186 years old. It is a historical home. The building has 2 stories.

What schools serve 21 River Rd, Cape Neddick, ME?

21 River Rd, Cape Neddick, ME is assigned to York High School (high), rated A-; Village Elementary School-York (elementary); York Middle School (middle), rated A. All sit in York. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 River Rd, Cape Neddick, ME compare to other homes in Cape Neddick 03902?

Among the 1,419 homes in Cape Neddick 03902, it is worth more than 70% of them ($1,135,141 against a typical $827,891), its price per square foot is higher than 54% of them ($461 against a typical $443), it is bigger than 69% of them (2,464 ft² against a typical 1,987 ft²), its lot is bigger than 12% of them (0.41 ac against a typical 1.19 ac) and it is newer than almost none of them (1840 against a typical 1988). Measured against all of York County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 River Rd, Cape Neddick, ME?

The 2025 property tax bill for 21 River Rd, Cape Neddick, ME was $7,535. The county assessed it at $913,300.

Closest homes

More homes in Cape Neddick 03902

Assigned schools

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See this home in context

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