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Single Family ResidenceResidential
$896,463$245 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $530,000 on Jan 27, 2017

21 RIVERCLIFF RD

LOWELL, MA 01852
4
Beds
2.5
Baths
3,665 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.37 ac
Lot SizeThe size of the land the home sits on, from county records.
1942
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$896K
$834K low$959K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$530,000 · Jan 27, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$348,163
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$278,530
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$448,300
MORTGAGE NETWORK INC · R · recorded Oct 12, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
JEAN DARC CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,285 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$721,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$253,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$467,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$846,450

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.37
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Peter W ReillyB+
Elementary · Grades PK–4 · 0.3 mi
M
James Sullivan Middle SchoolC-
Middle · Grades 5–8 · 0.3 mi
H
Leblanc Therapeutic Day School
High · Grades 9–12 · 0.8 mi

District: Lowell School District

Neighborhood · ZIP 01852These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.38,007
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7,196 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,803
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,531
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Rivercliff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Lowell 01852
  • Costs less per square foot than 98% of homes in Middlesex County
  • Bigger than 93% of homes in Lowell 01852
  • Has a bigger lot than 83% of homes in Belvidere

What homes are worth in Lowell 01852

Each bar is how many homes fall in that price range. The marker is this home.

This home
$236K$935K

This home is worth more than 97% of homes in Lowell 01852.

How it measures up in Lowell 01852

The dot is this home. The mark in the middle is the typical home in Lowell 01852.

Estimated value$896,463
CheaperTypical $469,735Pricier

Pricier than 97% of homes nearby

Price per ft²$245
CheaperTypical $332Pricier

Pricier than 11% of homes nearby

Living area3,665 ft²
SmallerTypical 1,537 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.37 ac
SmallerTypical 0.19 acBigger

Bigger than 76% of homes nearby

Year built1942
OlderTypical 1950Newer

Newer than 48% of homes nearby

How 21 Rivercliff Rd ranks against every home in each area.
MeasureThis homeBelvidereLowell 01852Middlesex County
Estimated valuepricier than$896,46394% of homes97% of homes62% of homes
Price per ft²pricier than$2458% of homes11% of homes2% of homes
Living areabigger than3,665 ft²91% of homes93% of homes93% of homes
Lot sizebigger than0.37 ac83% of homes76% of homes55% of homes
Year builtnewer than194236% of homes48% of homes37% of homes

About 21 Rivercliff Rd

How much is 21 Rivercliff Rd, Lowell, MA worth?

The TopHap Estimate for 21 Rivercliff Rd, Lowell, MA is $896,463 as of Jul 14, 2026. The likely range is $833,709 to $959,217. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Rivercliff Rd, Lowell, MA last sell?

21 Rivercliff Rd, Lowell, MA last sold on Jan 27, 2017 for $530,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 21 Rivercliff Rd, Lowell, MA?

21 Rivercliff Rd, Lowell, MA has 4 bedrooms, 2.5 bathrooms, 3,665 square feet of living space and a 0.37-acre lot.

When was 21 Rivercliff Rd, Lowell, MA built?

21 Rivercliff Rd, Lowell, MA was built in 1942, making it 84 years old. It is a colonial home. The building has 2 stories.

What schools serve 21 Rivercliff Rd, Lowell, MA?

21 Rivercliff Rd, Lowell, MA is assigned to Peter W Reilly (elementary), rated B+; James Sullivan Middle School (middle), rated C-; Leblanc Therapeutic Day School (high). All sit in Lowell School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Rivercliff Rd, Lowell, MA compare to other homes in Lowell 01852?

Among the 8,439 homes in Lowell 01852, it is worth more than 97% of them ($896,463 against a typical $469,735), its price per square foot is higher than 11% of them ($245 against a typical $332), it is bigger than 93% of them (3,665 ft² against a typical 1,537 ft²), its lot is bigger than 76% of them (0.37 ac against a typical 0.19 ac) and it is newer than 48% of them (1942 against a typical 1950). Measured against all of Middlesex County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Rivercliff Rd, Lowell, MA?

The 2025 property tax bill for 21 Rivercliff Rd, Lowell, MA was $8,285. The county assessed it at $721,700.

Closest homes

More homes in Lowell 01852

Assigned schools

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