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Single Family ResidenceResidential
$683,610$377 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 62How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

21191 HIGHWAY 20

WATERLOO, AL 35677
2.5
Baths
1,811 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
50 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$684K
$424K low$943K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,591 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$51,580 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$48,220
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$565,860

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.51 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLAUDERDALE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.50.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Waterloo High SchoolC+
Elementary · Grades PK–12 · 10.1 mi

District: Lauderdale County School District

Neighborhood · ZIP 35677These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.2,067
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.16 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,257
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,178
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21191 Highway 20 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Waterloo 35677
  • Costs more per square foot than 98% of homes in Lauderdale County
  • Bigger than 74% of homes in Waterloo 35677
  • Has a bigger lot than 98% of homes in Lauderdale County
  • Newer than 67% of homes in Lauderdale County

What homes are worth in Waterloo 35677

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$712K

This home is worth more than 97% of homes in Waterloo 35677.

How it measures up in Waterloo 35677

The dot is this home. The mark in the middle is the typical home in Waterloo 35677.

Estimated value$683,610
CheaperTypical $207,420Pricier

Pricier than 97% of homes nearby

Price per ft²$377
CheaperTypical $141Pricier

Pricier than 96% of homes nearby

Living area1,811 ft²
SmallerTypical 1,436 ft²Bigger

Bigger than 74% of homes nearby

Lot size50 ac
SmallerTypical 3.6 acBigger

Bigger than 87% of homes nearby

Year built1990
OlderTypical 1982Newer

Newer than 63% of homes nearby

How 21191 Highway 20 ranks against every home in each area.
MeasureThis homeWaterloo 35677Lauderdale County
Estimated valuepricier than$683,61097% of homes95% of homes
Price per ft²pricier than$37796% of homes98% of homes
Living areabigger than1,811 ft²74% of homes58% of homes
Lot sizebigger than50 ac87% of homes98% of homes
Year builtnewer than199063% of homes67% of homes

About 21191 Highway 20

How much is 21191 Highway 20, Waterloo, AL worth?

The TopHap Estimate for 21191 Highway 20, Waterloo, AL is $683,610 as of Oct 21, 2026. The likely range is $423,956 to $943,264. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21191 Highway 20, Waterloo, AL last sell?

21191 Highway 20, Waterloo, AL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 21191 Highway 20, Waterloo, AL?

21191 Highway 20, Waterloo, AL has 2.5 bathrooms, 1,811 square feet of living space and a 50.00-acre lot.

When was 21191 Highway 20, Waterloo, AL built?

21191 Highway 20, Waterloo, AL was built in 1990, making it 36 years old. The building has 1 story.

What schools serve 21191 Highway 20, Waterloo, AL?

21191 Highway 20, Waterloo, AL is assigned to Waterloo High School (elementary), rated C+. All sit in Lauderdale County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21191 Highway 20, Waterloo, AL compare to other homes in Waterloo 35677?

Among the 861 homes in Waterloo 35677, it is worth more than 97% of them ($683,610 against a typical $207,420), its price per square foot is higher than 96% of them ($377 against a typical $141), it is bigger than 74% of them (1,811 ft² against a typical 1,436 ft²), its lot is bigger than 87% of them (50 ac against a typical 3.6 ac) and it is newer than 63% of them (1990 against a typical 1982). Measured against all of Lauderdale County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21191 Highway 20, Waterloo, AL?

The 2026 property tax bill for 21191 Highway 20, Waterloo, AL was $1,591. The county assessed it at $51,580.

More homes on Highway 20

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More homes in Waterloo 35677

Assigned schools

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