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Single Family ResidenceResidential
$525,170$215 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $424,900 on Jun 10, 2021

2121 RUTLEDGE AVE

LEXINGTON, KY 40509
4
Beds
3 / 1
Baths
2,442 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$525K
$497K low$553K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$424,900 · Jun 10, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$185,270
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$148,216
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$339,900
GUARDIAN SAVINGS BANK · recorded May 6, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,254 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$424,900 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$424,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$424,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
36
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFayette
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Frederick Douglass High SchoolA-
High · Grades 9–12 · 0.3 mi
M
Crawford Middle SchoolC
Middle · Grades 6–8 · 1.2 mi
E
Liberty Elementary SchoolA
Elementary · Grades KG–5 · 1.2 mi

District: Fayette County School District

Neighborhood · ZIP 40509These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.171
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.45,767
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,117 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,534
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$120,259
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2121 Rutledge Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Fayette County
  • Bigger than 81% of homes in Fayette County
  • Has a bigger lot than 67% of homes in Lexington 40509
  • Among the newest homes in Liberty Area

What homes are worth in Lexington 40509

Each bar is how many homes fall in that price range. The marker is this home.

This home
$133K$1M

This home is worth more than 76% of homes in Lexington 40509.

How it measures up in Lexington 40509

The dot is this home. The mark in the middle is the typical home in Lexington 40509.

Estimated value$525,170
CheaperTypical $400,807Pricier

Pricier than 76% of homes nearby

Price per ft²$215
CheaperTypical $202Pricier

Pricier than 64% of homes nearby

Living area2,442 ft²
SmallerTypical 1,976 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.19 ac
SmallerTypical 0.16 acBigger

Bigger than 67% of homes nearby

Year built2021
OlderTypical 2001Newer

Newer than 97% of homes nearby

How 2121 Rutledge Ave ranks against every home in each area.
MeasureThis homeLiberty AreaLexington 40509Fayette County
Estimated valuepricier than$525,17079% of homes76% of homes84% of homes
Price per ft²pricier than$21562% of homes64% of homes61% of homes
Living areabigger than2,442 ft²78% of homes68% of homes81% of homes
Lot sizebigger than0.19 ac65% of homes67% of homes51% of homes
Year builtnewer than2021almost all homes97% of homesalmost all homes

About 2121 Rutledge Ave

How much is 2121 Rutledge Ave, Lexington, KY worth?

The TopHap Estimate for 2121 Rutledge Ave, Lexington, KY is $525,170 as of Jul 14, 2026. The likely range is $497,388 to $552,952. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2121 Rutledge Ave, Lexington, KY last sell?

2121 Rutledge Ave, Lexington, KY last sold on Jun 10, 2021 for $424,900, according to the county's recorded deed.

How big is 2121 Rutledge Ave, Lexington, KY?

2121 Rutledge Ave, Lexington, KY has 4 bedrooms, 3 bathrooms, 2,442 square feet of living space and a 0.19-acre lot.

When was 2121 Rutledge Ave, Lexington, KY built?

2121 Rutledge Ave, Lexington, KY was built in 2021, making it 5 years old. The building has 2 stories.

What schools serve 2121 Rutledge Ave, Lexington, KY?

2121 Rutledge Ave, Lexington, KY is assigned to Frederick Douglass High School (high), rated A-; Crawford Middle School (middle), rated C; Liberty Elementary School (elementary), rated A. All sit in Fayette County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2121 Rutledge Ave, Lexington, KY compare to other homes in Lexington 40509?

Among the 14,581 homes in Lexington 40509, it is worth more than 76% of them ($525,170 against a typical $400,807), its price per square foot is higher than 64% of them ($215 against a typical $202), it is bigger than 68% of them (2,442 ft² against a typical 1,976 ft²), its lot is bigger than 67% of them (0.19 ac against a typical 0.16 ac) and it is newer than 97% of them (2021 against a typical 2001). Measured against all of Fayette County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2121 Rutledge Ave, Lexington, KY?

The 2025 property tax bill for 2121 Rutledge Ave, Lexington, KY was $5,254. The county assessed it at $424,900.

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