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Single Family ResidenceResidential
$477,657$289 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $420,000 on Aug 26, 2022

2145 FRAY RD

RUCKERSVILLE, VA 22968
3
Beds
2.5
Baths
1,651 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$478K
$434K low$521K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$420,000 · Aug 26, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$427,657
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$342,126
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
ROCKET MORTGAGE LLC · 6.48% 2 · recorded Jul 6, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,444 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$385,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$119,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$265,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$362,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$385,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyALBEMARLE
Lot (acres)The size of the land the home sits on, from county records.3.18
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 220 ft²Patio · 200 ft²Porch · 144 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Broadus Wood Elementary SchoolB
Elementary · Grades KG–5 · 4.2 mi
H
Albemarle High SchoolC+
High · Grades 9–12 · 9.2 mi
M
Journey Middle SchoolD-
Middle · Grades 6–8 · 9.3 mi

District: Albemarle County Public Schools

Neighborhood · ZIP 22968These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,121
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.295 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,825
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,122
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2145 Fray Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Ruckersville 22968
  • Costs more per square foot than 81% of homes in Ruckersville 22968
  • Has a bigger lot than 86% of homes in Ruckersville 22968
  • Older than 77% of homes in Ruckersville 22968

What homes are worth in Ruckersville 22968

Each bar is how many homes fall in that price range. The marker is this home.

This home
$169K$939K

This home is worth more than 70% of homes in Ruckersville 22968.

How it measures up in Ruckersville 22968

The dot is this home. The mark in the middle is the typical home in Ruckersville 22968.

Estimated value$477,657
CheaperTypical $385,798Pricier

Pricier than 70% of homes nearby

Price per ft²$289
CheaperTypical $243Pricier

Pricier than 81% of homes nearby

Living area1,651 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 61% of homes nearby

Lot size3.18 ac
SmallerTypical 0.96 acBigger

Bigger than 86% of homes nearby

Year built1983
OlderTypical 1995Newer

Newer than 23% of homes nearby

How 2145 Fray Rd ranks against every home in each area.
MeasureThis homeRuckersville 22968Albemarle County
Estimated valuepricier than$477,65770% of homes41% of homes
Price per ft²pricier than$28981% of homes52% of homes
Living areabigger than1,651 ft²61% of homes40% of homes
Lot sizebigger than3.18 ac86% of homes78% of homes
Year builtnewer than198323% of homes38% of homes

About 2145 Fray Rd

How much is 2145 Fray Rd, Ruckersville, VA worth?

The TopHap Estimate for 2145 Fray Rd, Ruckersville, VA is $477,657 as of Jul 14, 2026. The likely range is $434,070 to $521,244. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2145 Fray Rd, Ruckersville, VA last sell?

2145 Fray Rd, Ruckersville, VA last sold on Aug 26, 2022 for $420,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 2145 Fray Rd, Ruckersville, VA?

2145 Fray Rd, Ruckersville, VA has 3 bedrooms, 2.5 bathrooms, 1,651 square feet of living space and a 3.18-acre lot.

When was 2145 Fray Rd, Ruckersville, VA built?

2145 Fray Rd, Ruckersville, VA was built in 1983, making it 43 years old. The building has 2 stories.

What schools serve 2145 Fray Rd, Ruckersville, VA?

2145 Fray Rd, Ruckersville, VA is assigned to Broadus Wood Elementary School (elementary), rated B; Albemarle High School (high), rated C+; Journey Middle School (middle), rated D-. All sit in Albemarle County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2145 Fray Rd, Ruckersville, VA compare to other homes in Ruckersville 22968?

Among the 4,722 homes in Ruckersville 22968, it is worth more than 70% of them ($477,657 against a typical $385,798), its price per square foot is higher than 81% of them ($289 against a typical $243), it is bigger than 61% of them (1,651 ft² against a typical 1,456 ft²), its lot is bigger than 86% of them (3.18 ac against a typical 0.96 ac) and it is newer than 23% of them (1983 against a typical 1995). Measured against all of Albemarle County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2145 Fray Rd, Ruckersville, VA?

The 2026 property tax bill for 2145 Fray Rd, Ruckersville, VA was $3,444. The county assessed it at $385,200.

Closest homes

More homes in Ruckersville 22968

Assigned schools

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