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Single Family ResidenceResidential
$551,750$270 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $376,000 on Apr 27, 2017

2195 FRAY RD

RUCKERSVILLE, VA 22968
3
Beds
2.5
Baths
2,040 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$552K
$523K low$581K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$376,000 · Apr 27, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,444 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$497,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$119,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$378,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$472,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$497,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyALBEMARLE
Lot (acres)The size of the land the home sits on, from county records.3.16
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 168 ft²Patio · 168 ft²Porch · 432 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Broadus Wood Elementary SchoolB+
Elementary · Grades KG–5 · 4.4 mi
H
Albemarle High SchoolC
High · Grades 9–12 · 9.4 mi
M
Journey Middle SchoolD
Middle · Grades 6–8 · 9.4 mi

District: Albemarle County Public Schools

Neighborhood · ZIP 22968These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,121
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.295 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,825
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,122
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2195 Fray Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Ruckersville 22968
  • Costs more per square foot than 69% of homes in Ruckersville 22968
  • Bigger than 76% of homes in Ruckersville 22968
  • Has a bigger lot than 85% of homes in Ruckersville 22968

What homes are worth in Ruckersville 22968

Each bar is how many homes fall in that price range. The marker is this home.

This home
$206K$883K

This home is worth more than 81% of homes in Ruckersville 22968.

How it measures up in Ruckersville 22968

The dot is this home. The mark in the middle is the typical home in Ruckersville 22968.

Estimated value$551,750
CheaperTypical $393,436Pricier

Pricier than 81% of homes nearby

Price per ft²$270
CheaperTypical $249Pricier

Pricier than 69% of homes nearby

Living area2,040 ft²
SmallerTypical 1,450 ft²Bigger

Bigger than 76% of homes nearby

Lot size3.16 ac
SmallerTypical 0.96 acBigger

Bigger than 85% of homes nearby

Year built1998
OlderTypical 1995Newer

Newer than 60% of homes nearby

How 2195 Fray Rd ranks against every home in each area.
MeasureThis homeRuckersville 22968Albemarle County
Estimated valuepricier than$551,75081% of homes52% of homes
Price per ft²pricier than$27069% of homes38% of homes
Living areabigger than2,040 ft²76% of homes56% of homes
Lot sizebigger than3.16 ac85% of homes78% of homes
Year builtnewer than199860% of homes63% of homes

About 2195 Fray Rd

How much is 2195 Fray Rd, Ruckersville, VA worth?

The TopHap Estimate for 2195 Fray Rd, Ruckersville, VA is $551,750 as of Sep 24, 2026. The likely range is $522,734 to $580,766. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2195 Fray Rd, Ruckersville, VA last sell?

2195 Fray Rd, Ruckersville, VA last sold on Apr 27, 2017 for $376,000, according to the county's recorded deed.

How big is 2195 Fray Rd, Ruckersville, VA?

2195 Fray Rd, Ruckersville, VA has 3 bedrooms, 2.5 bathrooms, 2,040 square feet of living space and a 3.16-acre lot.

When was 2195 Fray Rd, Ruckersville, VA built?

2195 Fray Rd, Ruckersville, VA was built in 1998, making it 28 years old. The building has 2 stories.

What schools serve 2195 Fray Rd, Ruckersville, VA?

2195 Fray Rd, Ruckersville, VA is assigned to Broadus Wood Elementary School (elementary), rated B+; Albemarle High School (high), rated C; Journey Middle School (middle), rated D. All sit in Albemarle County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2195 Fray Rd, Ruckersville, VA compare to other homes in Ruckersville 22968?

Among the 4,721 homes in Ruckersville 22968, it is worth more than 81% of them ($551,750 against a typical $393,436), its price per square foot is higher than 69% of them ($270 against a typical $249), it is bigger than 76% of them (2,040 ft² against a typical 1,450 ft²), its lot is bigger than 85% of them (3.16 ac against a typical 0.96 ac) and it is newer than 60% of them (1998 against a typical 1995). Measured against all of Albemarle County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2195 Fray Rd, Ruckersville, VA?

The 2026 property tax bill for 2195 Fray Rd, Ruckersville, VA was $4,444. The county assessed it at $497,100.

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