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Single Family ResidenceResidential
$311,517$222 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2148 STATE ROUTE 381

RECTOR, PA 15677
0
Baths
1,404 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$312K
$269K low$354K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$109,517
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$87,614
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$107,000
FIRST NATIONAL BANK OF PENNSYLVANIA · recorded Apr 4, 2011
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$95,000
FIRST NATIONAL BANK OF PENNSYLVANIA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,439 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$20,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,420
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$18,180
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$20,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWESTMORELAND
Lot (acres)The size of the land the home sits on, from county records.1.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mellon Elementary SchoolB-
Elementary · Grades PK–5 · 5.0 mi
M
Ligonier Valley Middle SchoolB-
Middle · Grades 6–8 · 5.0 mi
H
Ligonier Valley High SchoolC+
High · Grades 9–12 · 5.3 mi

District: Ligonier Valley School District

Neighborhood · ZIP 15677These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.156
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.131
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,969
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,381
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2148 State Route 381 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Westmoreland County
  • Costs more per square foot than 76% of homes in Westmoreland County
  • Has a bigger lot than 84% of homes in Westmoreland County
  • Newer than 96% of homes in Rector 15677

What homes are worth in Rector 15677

Each bar is how many homes fall in that price range. The marker is this home.

This home
$81K$1M

This home is worth more than 74% of homes in Rector 15677.

How it measures up in Rector 15677

The dot is this home. The mark in the middle is the typical home in Rector 15677.

Estimated value$311,517
CheaperTypical $232,283Pricier

Pricier than 74% of homes nearby

Price per ft²$222
CheaperTypical $193Pricier

Pricier than 75% of homes nearby

Living area1,404 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 46% of homes nearby

Lot size1.2 ac
SmallerTypical 1 acBigger

Bigger than 63% of homes nearby

Year built2009
OlderTypical 1945Newer

Newer than 96% of homes nearby

How 2148 State Route 381 ranks against every home in each area.
MeasureThis homeRector 15677Westmoreland County
Estimated valuepricier than$311,51774% of homes75% of homes
Price per ft²pricier than$22275% of homes76% of homes
Living areabigger than1,404 ft²46% of homes42% of homes
Lot sizebigger than1.2 ac63% of homes84% of homes
Year builtnewer than200996% of homes91% of homes

About 2148 State Route 381

How much is 2148 State Route 381, Rector, PA worth?

The TopHap Estimate for 2148 State Route 381, Rector, PA is $311,517 as of Jul 14, 2026. The likely range is $268,694 to $354,340. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2148 State Route 381, Rector, PA last sell?

2148 State Route 381, Rector, PA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 2148 State Route 381, Rector, PA?

2148 State Route 381, Rector, PA has 1,404 square feet of living space and a 1.20-acre lot.

When was 2148 State Route 381, Rector, PA built?

2148 State Route 381, Rector, PA was built in 2009, making it 17 years old. The building has 1 story.

What schools serve 2148 State Route 381, Rector, PA?

2148 State Route 381, Rector, PA is assigned to Mellon Elementary School (elementary), rated B-; Ligonier Valley Middle School (middle), rated B-; Ligonier Valley High School (high), rated C+. All sit in Ligonier Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2148 State Route 381, Rector, PA compare to other homes in Rector 15677?

Among the 274 homes in Rector 15677, it is worth more than 74% of them ($311,517 against a typical $232,283), its price per square foot is higher than 75% of them ($222 against a typical $193), it is bigger than 46% of them (1,404 ft² against a typical 1,440 ft²), its lot is bigger than 63% of them (1.2 ac against a typical 1 ac) and it is newer than 96% of them (2009 against a typical 1945). Measured against all of Westmoreland County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2148 State Route 381, Rector, PA?

The 2026 property tax bill for 2148 State Route 381, Rector, PA was $2,439. The county assessed it at $20,600.

Closest homes

More homes in Rector 15677

Assigned schools

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