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Single Family ResidenceResidential
$89,022$78 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

21649 STATE ROUTE 31

MOUNT VICTORY, OH 43340
3
Beds
1
Baths
1,148 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.89 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$89K
$63K low$115K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$39,022
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$31,218
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
US BANK NA ND · recorded Aug 6, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,426 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$39,230 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,810
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$32,420
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$37,670
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$112,090

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.18
47
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHardin
Lot (acres)The size of the land the home sits on, from county records.1.89
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 160 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ridgemont High SchoolB
Middle · Grades 6–12 · 0.9 mi
E
Ridgemont Elementary SchoolC+
Elementary · Grades KG–5 · 0.9 mi

District: Ridgemont Local School District

Neighborhood · ZIP 43340These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.191
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.2,065
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,372
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,489
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21649 State Route 31 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Mount Victory 43340
  • Costs less per square foot than 73% of homes in Mount Victory 43340
  • Smaller than 81% of homes in Mount Victory 43340
  • Has a bigger lot than 68% of homes in Hardin County
  • Older than 79% of homes in Hardin County

What homes are worth in Mount Victory 43340

Each bar is how many homes fall in that price range. The marker is this home.

This home
$54K$566K

This home is worth more than 13% of homes in Mount Victory 43340.

How it measures up in Mount Victory 43340

The dot is this home. The mark in the middle is the typical home in Mount Victory 43340.

Estimated value$89,022
CheaperTypical $170,627Pricier

Pricier than 13% of homes nearby

Price per ft²$78
CheaperTypical $100Pricier

Pricier than 27% of homes nearby

Living area1,148 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 19% of homes nearby

Lot size1.89 ac
SmallerTypical 1.6 acBigger

Bigger than 53% of homes nearby

Year built1950
OlderTypical 1969Newer

Newer than 37% of homes nearby

How 21649 State Route 31 ranks against every home in each area.
MeasureThis homeMount Victory 43340Hardin County
Estimated valuepricier than$89,02213% of homes18% of homes
Price per ft²pricier than$7827% of homes29% of homes
Living areabigger than1,148 ft²19% of homes22% of homes
Lot sizebigger than1.89 ac53% of homes68% of homes
Year builtnewer than195037% of homes21% of homes

About 21649 State Route 31

How much is 21649 State Route 31, Mount Victory, OH worth?

The TopHap Estimate for 21649 State Route 31, Mount Victory, OH is $89,022 as of Jul 14, 2026. The likely range is $63,342 to $114,702. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21649 State Route 31, Mount Victory, OH last sell?

21649 State Route 31, Mount Victory, OH last sold on Jun 5, 2006, according to the county's recorded deed.

How big is 21649 State Route 31, Mount Victory, OH?

21649 State Route 31, Mount Victory, OH has 3 bedrooms, 1 bathrooms, 1,148 square feet of living space and a 1.89-acre lot.

When was 21649 State Route 31, Mount Victory, OH built?

21649 State Route 31, Mount Victory, OH was built in 1950, making it 76 years old. The building has 2 stories.

What schools serve 21649 State Route 31, Mount Victory, OH?

21649 State Route 31, Mount Victory, OH is assigned to Ridgemont High School (middle), rated B; Ridgemont Elementary School (elementary), rated C+. All sit in Ridgemont Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21649 State Route 31, Mount Victory, OH compare to other homes in Mount Victory 43340?

Among the 667 homes in Mount Victory 43340, it is worth more than 13% of them ($89,022 against a typical $170,627), its price per square foot is higher than 27% of them ($78 against a typical $100), it is bigger than 19% of them (1,148 ft² against a typical 1,568 ft²), its lot is bigger than 53% of them (1.89 ac against a typical 1.6 ac) and it is newer than 37% of them (1950 against a typical 1969). Measured against all of Hardin County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21649 State Route 31, Mount Victory, OH?

The 2025 property tax bill for 21649 State Route 31, Mount Victory, OH was $1,426. The county assessed it at $39,230.

Closest homes

More homes in Mount Victory 43340

Assigned schools

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