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Single Family ResidenceResidential
$185,548$144 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $215,000 on Jan 16, 2007

21734 COUNTY ROAD 42

RICHMOND, MN 56368
3
Beds
1.5
Baths
1,288 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1982
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$186K
$161K low$210K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$215,000 · Jan 16, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$135,548
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$108,438
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.27%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
U S BANK N A · 5.98% · recorded Apr 13, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,706 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$308,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$66,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$241,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$300,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$308,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
51
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySTEARNS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.2.16
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Albany Area High SchoolA+
High · Grades 9–12 · 8.1 mi
M
Albany Area Middle SchoolB+
Middle · Grades 6–8 · 8.1 mi
E
Albany Elementary SchoolA-
Elementary · Grades 1–5 · 8.1 mi

District: Albany Public School District

Neighborhood · ZIP 56368These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.5,297
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,544
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,517
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21734 County Road 42 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Richmond 56368
  • Costs less per square foot than 80% of homes in Richmond 56368
  • Has a bigger lot than 79% of homes in Stearns County

What homes are worth in Richmond 56368

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$765K

This home is worth more than 23% of homes in Richmond 56368.

How it measures up in Richmond 56368

The dot is this home. The mark in the middle is the typical home in Richmond 56368.

Estimated value$185,548
CheaperTypical $271,466Pricier

Pricier than 23% of homes nearby

Price per ft²$144
CheaperTypical $193Pricier

Pricier than 20% of homes nearby

Living area1,288 ft²
SmallerTypical 1,296 ft²Bigger

Bigger than 49% of homes nearby

Lot size2.16 ac
SmallerTypical 0.54 acBigger

Bigger than 77% of homes nearby

Year built1982
OlderTypical 1979Newer

Newer than 54% of homes nearby

How 21734 County Road 42 ranks against every home in each area.
MeasureThis homeRichmond 56368Stearns County
Estimated valuepricier than$185,54823% of homes40% of homes
Price per ft²pricier than$14420% of homes41% of homes
Living areabigger than1,288 ft²49% of homes46% of homes
Lot sizebigger than2.16 ac77% of homes79% of homes
Year builtnewer than198254% of homes50% of homes

About 21734 County Road 42

How much is 21734 County Road 42, Richmond, MN worth?

The TopHap Estimate for 21734 County Road 42, Richmond, MN is $185,548 as of Jul 14, 2026. The likely range is $161,343 to $209,753. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21734 County Road 42, Richmond, MN last sell?

21734 County Road 42, Richmond, MN last sold on Jan 16, 2007 for $215,000, according to the county's recorded deed.

How big is 21734 County Road 42, Richmond, MN?

21734 County Road 42, Richmond, MN has 3 bedrooms, 1.5 bathrooms, 1,288 square feet of living space and a 2.16-acre lot.

When was 21734 County Road 42, Richmond, MN built?

21734 County Road 42, Richmond, MN was built in 1982, making it 44 years old. It is a ranch home. The building has 1 story.

What schools serve 21734 County Road 42, Richmond, MN?

21734 County Road 42, Richmond, MN is assigned to Albany Area High School (high), rated A+; Albany Area Middle School (middle), rated B+; Albany Elementary School (elementary), rated A-. All sit in Albany Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21734 County Road 42, Richmond, MN compare to other homes in Richmond 56368?

Among the 2,823 homes in Richmond 56368, it is worth more than 23% of them ($185,548 against a typical $271,466), its price per square foot is higher than 20% of them ($144 against a typical $193), it is bigger than 49% of them (1,288 ft² against a typical 1,296 ft²), its lot is bigger than 77% of them (2.16 ac against a typical 0.54 ac) and it is newer than 54% of them (1982 against a typical 1979). Measured against all of Stearns County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21734 County Road 42, Richmond, MN?

The 2026 property tax bill for 21734 County Road 42, Richmond, MN was $2,706. The county assessed it at $308,000.

Closest homes

More homes in Richmond 56368

Assigned schools

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