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Residential (General/Single)Residential
$846,550$529 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2185 N TOCCOA RIVER RD

MINERAL BLUFF, GA 30559
3
Baths
1,600 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.26 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$847K
$723K low$970K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$846,550
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$677,240

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,683 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$295,742 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$44,088
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$251,654
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$295,742
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$739,356

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyFANNIN
Lot (acres)The size of the land the home sits on, from county records.2.26
ConstructionThe main material the home's frame and walls are built from.Log
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 96 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Fannin Elementary SchoolB
Elementary · Grades KG–5 · 2.2 mi
M
Fannin County Middle SchoolB
Middle · Grades 6–8 · 5.2 mi
H
Fannin County High SchoolC+
High · Grades 9–12 · 5.9 mi

District: Fannin County School District

Neighborhood · ZIP 30559These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.5,081
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.102 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,286
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,485
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.63 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2185 N Toccoa River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Mineral Bluff 30559
  • Costs more per square foot than 95% of homes in Fannin County
  • Has a bigger lot than 65% of homes in Fannin County
  • Newer than 93% of homes in Fannin County

What homes are worth in Mineral Bluff 30559

Each bar is how many homes fall in that price range. The marker is this home.

This home
$108K$1.5M

This home is worth more than 86% of homes in Mineral Bluff 30559.

How it measures up in Mineral Bluff 30559

The dot is this home. The mark in the middle is the typical home in Mineral Bluff 30559.

Estimated value$846,550
CheaperTypical $467,864Pricier

Pricier than 86% of homes nearby

Price per ft²$529
CheaperTypical $272Pricier

Pricier than 94% of homes nearby

Living area1,600 ft²
SmallerTypical 1,712 ft²Bigger

Bigger than 45% of homes nearby

Lot size2.26 ac
SmallerTypical 2 acBigger

Bigger than 57% of homes nearby

Year built2020
OlderTypical 2001Newer

Newer than 92% of homes nearby

How 2185 N Toccoa River Rd ranks against every home in each area.
MeasureThis homeMineral Bluff 30559Fannin County
Estimated valuepricier than$846,55086% of homes86% of homes
Price per ft²pricier than$52994% of homes95% of homes
Living areabigger than1,600 ft²45% of homes46% of homes
Lot sizebigger than2.26 ac57% of homes65% of homes
Year builtnewer than202092% of homes93% of homes

About 2185 N Toccoa River Rd

How much is 2185 N Toccoa River Rd, Mineral Bluff, GA worth?

The TopHap Estimate for 2185 N Toccoa River Rd, Mineral Bluff, GA is $846,550 as of Jul 14, 2026. The likely range is $723,157 to $969,943. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2185 N Toccoa River Rd, Mineral Bluff, GA last sell?

2185 N Toccoa River Rd, Mineral Bluff, GA last sold on Sep 15, 2022, according to the county's recorded deed.

How big is 2185 N Toccoa River Rd, Mineral Bluff, GA?

2185 N Toccoa River Rd, Mineral Bluff, GA has 3 bathrooms, 1,600 square feet of living space and a 2.26-acre lot.

When was 2185 N Toccoa River Rd, Mineral Bluff, GA built?

2185 N Toccoa River Rd, Mineral Bluff, GA was built in 2020, making it 6 years old. It is a rustic home. The building has 1 story.

What schools serve 2185 N Toccoa River Rd, Mineral Bluff, GA?

2185 N Toccoa River Rd, Mineral Bluff, GA is assigned to West Fannin Elementary School (elementary), rated B; Fannin County Middle School (middle), rated B; Fannin County High School (high), rated C+. All sit in Fannin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2185 N Toccoa River Rd, Mineral Bluff, GA compare to other homes in Mineral Bluff 30559?

Among the 3,613 homes in Mineral Bluff 30559, it is worth more than 86% of them ($846,550 against a typical $467,864), its price per square foot is higher than 94% of them ($529 against a typical $272), it is bigger than 45% of them (1,600 ft² against a typical 1,712 ft²), its lot is bigger than 57% of them (2.26 ac against a typical 2 ac) and it is newer than 92% of them (2020 against a typical 2001). Measured against all of Fannin County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2185 N Toccoa River Rd, Mineral Bluff, GA?

The 2025 property tax bill for 2185 N Toccoa River Rd, Mineral Bluff, GA was $2,683. The county assessed it at $295,742.

Closest homes

More homes in Mineral Bluff 30559

Assigned schools

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