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Single Family ResidenceResidential
$382,894$263 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $215,000 on Nov 12, 2009

2186 RUSKIN ST UNIT 1

CHICO, CA 95926
1
Beds
2
Baths
1,456 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,306 ft²
Lot SizeThe size of the land the home sits on, from county records.
2011
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$383K
$365K low$400K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$215,000 · Nov 12, 2009
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.238%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$950,000
FIVE STAR BANK · recorded Mar 16, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,880 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$149,034 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,355
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$129,679
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$149,034

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyButte
Lot (acres)The size of the land the home sits on, from county records.0.03
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Citrus Elementary SchoolB
Elementary · Grades KG–5 · 1.3 mi
H
Chico High SchoolB+
High · Grades 9–12 · 1.7 mi
M
Chico Junior High SchoolB+
Middle · Grades 6–8 · 2.0 mi

District: Chico Unified School District

Neighborhood · ZIP 95926These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.127

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.39,947
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,356 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,168
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,885
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.26 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2186 Ruskin St Unit 1 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Chico 95926
  • Among the smallest lots in Butte County
  • Newer than 98% of homes in Chico 95926

What homes are worth in Chico 95926

Each bar is how many homes fall in that price range. The marker is this home.

This home
$195K$789K

This home is worth more than 35% of homes in Chico 95926.

How it measures up in Chico 95926

The dot is this home. The mark in the middle is the typical home in Chico 95926.

Estimated value$382,894
CheaperTypical $419,697Pricier

Pricier than 35% of homes nearby

Price per ft²$263
CheaperTypical $272Pricier

Pricier than 39% of homes nearby

Living area1,456 ft²
SmallerTypical 1,522 ft²Bigger

Bigger than 45% of homes nearby

Lot size1,306 ft²
SmallerTypical 0.2 acBigger

Bigger than 4% of homes nearby

Year built2011
OlderTypical 1968Newer

Newer than 98% of homes nearby

How 2186 Ruskin St Unit 1 ranks against every home in each area.
MeasureThis homeChico 95926Butte County
Estimated valuepricier than$382,89435% of homes47% of homes
Price per ft²pricier than$26339% of homes54% of homes
Living areabigger than1,456 ft²45% of homes49% of homes
Lot sizebigger than1,306 ft²4% of homesalmost no homes
Year builtnewer than201198% of homes90% of homes

About 2186 Ruskin St Unit 1

How much is 2186 Ruskin St Unit 1, Chico, CA worth?

The TopHap Estimate for 2186 Ruskin St Unit 1, Chico, CA is $382,894 as of Jul 14, 2026. The likely range is $365,315 to $400,473. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2186 Ruskin St Unit 1, Chico, CA last sell?

2186 Ruskin St Unit 1, Chico, CA last sold on Nov 12, 2009 for $215,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 2186 Ruskin St Unit 1, Chico, CA?

2186 Ruskin St Unit 1, Chico, CA has 1 bedrooms, 2 bathrooms, 1,456 square feet of living space and a 0.03-acre lot.

When was 2186 Ruskin St Unit 1, Chico, CA built?

2186 Ruskin St Unit 1, Chico, CA was built in 2011, making it 15 years old. The building has 2 stories.

What schools serve 2186 Ruskin St Unit 1, Chico, CA?

2186 Ruskin St Unit 1, Chico, CA is assigned to Citrus Elementary School (elementary), rated B; Chico High School (high), rated B+; Chico Junior High School (middle), rated B+. All sit in Chico Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2186 Ruskin St Unit 1, Chico, CA compare to other homes in Chico 95926?

Among the 10,039 homes in Chico 95926, it is worth more than 35% of them ($382,894 against a typical $419,697), its price per square foot is higher than 39% of them ($263 against a typical $272), it is bigger than 45% of them (1,456 ft² against a typical 1,522 ft²), its lot is bigger than 4% of them (1,306 ft² against a typical 0.2 ac) and it is newer than 98% of them (2011 against a typical 1968). Measured against all of Butte County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2186 Ruskin St Unit 1, Chico, CA?

The 2025 property tax bill for 2186 Ruskin St Unit 1, Chico, CA was $1,880. The county assessed it at $149,034.

Closest homes

More homes in Chico 95926

Assigned schools

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