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Single Family ResidenceResidential
$341,476$191 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

21890 COUNTY ROAD 265

RIDGEWAY, OH 43345
3
Beds
1
Baths
1,788 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.76 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$341K
$270K low$413K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$225,587
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$180,470
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$83,500
THE HUNTINGTON NATIONAL BANK · recorded Jan 28, 2011
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$32,389

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,149 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$86,590 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,430
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$74,160
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$86,590
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$247,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.77 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHardin
Lot (acres)The size of the land the home sits on, from county records.6.76
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 120 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ridgemont High SchoolB
Middle · Grades 6–12 · 4.0 mi
E
Ridgemont Elementary SchoolC+
Elementary · Grades KG–5 · 4.0 mi

District: Ridgemont Local School District

Neighborhood · ZIP 43345These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.139
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.870
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.28 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,128
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,485
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21890 County Road 265 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Hardin County
  • Costs more per square foot than 93% of homes in Hardin County
  • Bigger than 65% of homes in Hardin County
  • Has a bigger lot than 90% of homes in Hardin County
  • Newer than 78% of homes in Hardin County

What homes are worth in Ridgeway 43345

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$568K

This home is worth more than 80% of homes in Ridgeway 43345.

How it measures up in Ridgeway 43345

The dot is this home. The mark in the middle is the typical home in Ridgeway 43345.

Estimated value$341,476
CheaperTypical $240,482Pricier

Pricier than 80% of homes nearby

Price per ft²$191
CheaperTypical $144Pricier

Pricier than 84% of homes nearby

Living area1,788 ft²
SmallerTypical 1,631 ft²Bigger

Bigger than 60% of homes nearby

Lot size6.76 ac
SmallerTypical 2 acBigger

Bigger than 79% of homes nearby

Year built1997
OlderTypical 1980Newer

Newer than 72% of homes nearby

How 21890 County Road 265 ranks against every home in each area.
MeasureThis homeRidgeway 43345Hardin County
Estimated valuepricier than$341,47680% of homes91% of homes
Price per ft²pricier than$19184% of homes93% of homes
Living areabigger than1,788 ft²60% of homes65% of homes
Lot sizebigger than6.76 ac79% of homes90% of homes
Year builtnewer than199772% of homes78% of homes

About 21890 County Road 265

How much is 21890 County Road 265, Ridgeway, OH worth?

The TopHap Estimate for 21890 County Road 265, Ridgeway, OH is $341,476 as of Jun 23, 2026. The likely range is $269,766 to $413,185. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21890 County Road 265, Ridgeway, OH last sell?

21890 County Road 265, Ridgeway, OH last sold on May 24, 1995, according to the county's recorded deed.

How big is 21890 County Road 265, Ridgeway, OH?

21890 County Road 265, Ridgeway, OH has 3 bedrooms, 1 bathrooms, 1,788 square feet of living space and a 6.76-acre lot.

When was 21890 County Road 265, Ridgeway, OH built?

21890 County Road 265, Ridgeway, OH was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 21890 County Road 265, Ridgeway, OH?

21890 County Road 265, Ridgeway, OH is assigned to Ridgemont High School (middle), rated B; Ridgemont Elementary School (elementary), rated C+. All sit in Ridgemont Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21890 County Road 265, Ridgeway, OH compare to other homes in Ridgeway 43345?

Among the 403 homes in Ridgeway 43345, it is worth more than 80% of them ($341,476 against a typical $240,482), its price per square foot is higher than 84% of them ($191 against a typical $144), it is bigger than 60% of them (1,788 ft² against a typical 1,631 ft²), its lot is bigger than 79% of them (6.76 ac against a typical 2 ac) and it is newer than 72% of them (1997 against a typical 1980). Measured against all of Hardin County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21890 County Road 265, Ridgeway, OH?

The 2025 property tax bill for 21890 County Road 265, Ridgeway, OH was $3,149. The county assessed it at $86,590.

Closest homes

More homes in Ridgeway 43345

Assigned schools

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