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Single Family ResidenceResidential
$424,158$217 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

21903 RIVER OAKS DR

FERGUS FALLS, MN 56537
1
Baths
1,952 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$424K
$393K low$455K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$424,158
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$339,326

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,756 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$513,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$153,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$360,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$513,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
72
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
41
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.47 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOTTER TAIL
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 512 ft²Patio · 216 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Adams Elementary School
Elementary · Grades 1–3 · 2.6 mi
M
Iq Academy 9-12C-
Middle · Grades 9–12 · 3.1 mi

District: Fergus Falls Public School District

Neighborhood · ZIP 56537These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.19,451
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.64 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,087
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,018
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21903 River Oaks Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Fergus Falls 56537
  • Costs less per square foot than 74% of homes in Otter Tail County
  • Bigger than 95% of homes in Fergus Falls 56537

What homes are worth in Fergus Falls 56537

Each bar is how many homes fall in that price range. The marker is this home.

This home
$103K$648K

This home is worth more than 87% of homes in Fergus Falls 56537.

How it measures up in Fergus Falls 56537

The dot is this home. The mark in the middle is the typical home in Fergus Falls 56537.

Estimated value$424,158
CheaperTypical $247,569Pricier

Pricier than 87% of homes nearby

Price per ft²$217
CheaperTypical $234Pricier

Pricier than 39% of homes nearby

Living area1,952 ft²
SmallerTypical 1,040 ft²Bigger

Bigger than 95% of homes nearby

Year built1978
OlderTypical 1967Newer

Newer than 62% of homes nearby

How 21903 River Oaks Dr ranks against every home in each area.
MeasureThis homeFergus Falls 56537Otter Tail County
Estimated valuepricier than$424,15887% of homes76% of homes
Price per ft²pricier than$21739% of homes26% of homes
Living areabigger than1,952 ft²95% of homes95% of homes
Year builtnewer than197862% of homes49% of homes

About 21903 River Oaks Dr

How much is 21903 River Oaks Dr, Fergus Falls, MN worth?

The TopHap Estimate for 21903 River Oaks Dr, Fergus Falls, MN is $424,158 as of Jul 14, 2026. The likely range is $393,480 to $454,836. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21903 River Oaks Dr, Fergus Falls, MN last sell?

21903 River Oaks Dr, Fergus Falls, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 21903 River Oaks Dr, Fergus Falls, MN?

21903 River Oaks Dr, Fergus Falls, MN has 1 bathrooms and 1,952 square feet of living space.

When was 21903 River Oaks Dr, Fergus Falls, MN built?

21903 River Oaks Dr, Fergus Falls, MN was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 21903 River Oaks Dr, Fergus Falls, MN?

21903 River Oaks Dr, Fergus Falls, MN is assigned to Adams Elementary School (elementary); Iq Academy 9-12 (middle), rated C-. All sit in Fergus Falls Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21903 River Oaks Dr, Fergus Falls, MN compare to other homes in Fergus Falls 56537?

Among the 8,871 homes in Fergus Falls 56537, it is worth more than 87% of them ($424,158 against a typical $247,569), its price per square foot is higher than 39% of them ($217 against a typical $234), it is bigger than 95% of them (1,952 ft² against a typical 1,040 ft²) and it is newer than 62% of them (1978 against a typical 1967). Measured against all of Otter Tail County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21903 River Oaks Dr, Fergus Falls, MN?

The 2025 property tax bill for 21903 River Oaks Dr, Fergus Falls, MN was $3,756. The county assessed it at $513,600.

Closest homes

More homes in Fergus Falls 56537

Assigned schools

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