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Single Family ResidenceResidential
$320,864$154 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $189,500 on Dec 9, 2021

2195 RIDGEWAY RD

LUGOFF, SC 29078
0
Baths
2,086 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.06 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$321K
$274K low$368K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$189,500 · Dec 9, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$270,864
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$216,691
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.16%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
TD BANK NA · recorded Feb 23, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$973 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$194,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$164,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$194,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$194,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.10
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKershaw
Lot (acres)The size of the land the home sits on, from county records.1.06

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wateree Elementary SchoolB-
Elementary · Grades KG–5 · 4.5 mi
H
Lugoff-Elgin High SchoolC+
High · Grades 9–12 · 5.1 mi
M
Lugoff-Elgin Middle SchoolC-
Middle · Grades 6–8 · 5.4 mi

District: Kershaw County School District

Neighborhood · ZIP 29078These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.140

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.19,560
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.145 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,399
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,957
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2195 Ridgeway Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Lugoff 29078
  • Costs more per square foot than 90% of homes in Lugoff 29078
  • Newer than 91% of homes in Kershaw County

What homes are worth in Lugoff 29078

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$590K

This home is worth more than 74% of homes in Lugoff 29078.

How it measures up in Lugoff 29078

The dot is this home. The mark in the middle is the typical home in Lugoff 29078.

Estimated value$320,864
CheaperTypical $250,776Pricier

Pricier than 74% of homes nearby

Price per ft²$154
CheaperTypical $114Pricier

Pricier than 90% of homes nearby

Living area2,086 ft²
SmallerTypical 2,060 ft²Bigger

Bigger than 50% of homes nearby

Lot size1.06 ac
SmallerTypical 0.97 acBigger

Bigger than 62% of homes nearby

Year built2021
OlderTypical 1999Newer

Newer than 90% of homes nearby

How 2195 Ridgeway Rd ranks against every home in each area.
MeasureThis homeLugoff 29078Kershaw County
Estimated valuepricier than$320,86474% of homes68% of homes
Price per ft²pricier than$15490% of homes86% of homes
Living areabigger than2,086 ft²50% of homes52% of homes
Lot sizebigger than1.06 ac62% of homes60% of homes
Year builtnewer than202190% of homes91% of homes

About 2195 Ridgeway Rd

How much is 2195 Ridgeway Rd, Lugoff, SC worth?

The TopHap Estimate for 2195 Ridgeway Rd, Lugoff, SC is $320,864 as of Jul 14, 2026. The likely range is $273,865 to $367,863. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2195 Ridgeway Rd, Lugoff, SC last sell?

2195 Ridgeway Rd, Lugoff, SC last sold on Dec 9, 2021 for $189,500, according to the county's recorded deed.

How big is 2195 Ridgeway Rd, Lugoff, SC?

2195 Ridgeway Rd, Lugoff, SC has 2,086 square feet of living space and a 1.06-acre lot.

When was 2195 Ridgeway Rd, Lugoff, SC built?

2195 Ridgeway Rd, Lugoff, SC was built in 2021, making it 5 years old. The building has 1 story.

What schools serve 2195 Ridgeway Rd, Lugoff, SC?

2195 Ridgeway Rd, Lugoff, SC is assigned to Wateree Elementary School (elementary), rated B-; Lugoff-Elgin High School (high), rated C+; Lugoff-Elgin Middle School (middle), rated C-. All sit in Kershaw County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2195 Ridgeway Rd, Lugoff, SC compare to other homes in Lugoff 29078?

Among the 7,854 homes in Lugoff 29078, it is worth more than 74% of them ($320,864 against a typical $250,776), its price per square foot is higher than 90% of them ($154 against a typical $114), it is bigger than 50% of them (2,086 ft² against a typical 2,060 ft²), its lot is bigger than 62% of them (1.06 ac against a typical 0.97 ac) and it is newer than 90% of them (2021 against a typical 1999). Measured against all of Kershaw County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2195 Ridgeway Rd, Lugoff, SC?

The 2025 property tax bill for 2195 Ridgeway Rd, Lugoff, SC was $973. The county assessed it at $194,200.

More homes on Ridgeway Rd

Closest homes

More homes in Lugoff 29078

Assigned schools

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