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Rural ResidenceResidential
$221,073$316 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2198 CARDWELL RD

RINGGOLD, TX 76261
0
Baths
700 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
32.09 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$221K
$187K low$255K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$221,073
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$176,858

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$252 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$52,650 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$52,530
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$447,960

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.66
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
84
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
49
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyMontague
Lot (acres)The size of the land the home sits on, from county records.32.09
HeatingThe type of heating system in the home.None

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Prairie Valley SchoolB+
Elementary · Grades PK–12 · 7.3 mi

District: Prairie Valley Independent School District

Neighborhood · ZIP 76261These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.330
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,193
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,227
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2198 Cardwell Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Ringgold 76261
  • Costs more per square foot than 89% of homes in Montague County
  • Smaller than 94% of homes in Montague County
  • Has a bigger lot than 86% of homes in Montague County

What homes are worth in Ringgold 76261

Each bar is how many homes fall in that price range. The marker is this home.

This home
$68K$966K

This home is worth more than 15% of homes in Ringgold 76261.

How it measures up in Ringgold 76261

The dot is this home. The mark in the middle is the typical home in Ringgold 76261.

Estimated value$221,073
CheaperTypical $312,936Pricier

Pricier than 15% of homes nearby

Price per ft²$316
CheaperTypical $222Pricier

Pricier than 80% of homes nearby

Living area700 ft²
SmallerTypical 1,473 ft²Bigger

Bigger than 7% of homes nearby

Lot size32.09 ac
SmallerTypical 2.75 acBigger

Bigger than 85% of homes nearby

How 2198 Cardwell Rd ranks against every home in each area.
MeasureThis homeRinggold 76261Montague County
Estimated valuepricier than$221,07315% of homes46% of homes
Price per ft²pricier than$31680% of homes89% of homes
Living areabigger than700 ft²7% of homes6% of homes
Lot sizebigger than32.09 ac85% of homes86% of homes

About 2198 Cardwell Rd

How much is 2198 Cardwell Rd, Ringgold, TX worth?

The TopHap Estimate for 2198 Cardwell Rd, Ringgold, TX is $221,073 as of Jul 14, 2026. The likely range is $187,175 to $254,971. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2198 Cardwell Rd, Ringgold, TX last sell?

2198 Cardwell Rd, Ringgold, TX last sold on Sep 18, 2000, according to the county's recorded deed.

How big is 2198 Cardwell Rd, Ringgold, TX?

2198 Cardwell Rd, Ringgold, TX has 700 square feet of living space and a 32.09-acre lot.

What schools serve 2198 Cardwell Rd, Ringgold, TX?

2198 Cardwell Rd, Ringgold, TX is assigned to Prairie Valley School (elementary), rated B+. All sit in Prairie Valley Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2198 Cardwell Rd, Ringgold, TX compare to other homes in Ringgold 76261?

Among the 100 homes in Ringgold 76261, it is worth more than 15% of them ($221,073 against a typical $312,936), its price per square foot is higher than 80% of them ($316 against a typical $222), it is bigger than 7% of them (700 ft² against a typical 1,473 ft²) and its lot is bigger than 85% of them (32.09 ac against a typical 2.75 ac). Measured against all of Montague County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2198 Cardwell Rd, Ringgold, TX?

The 2025 property tax bill for 2198 Cardwell Rd, Ringgold, TX was $252. The county assessed it at $52,650.

More homes on Cardwell Rd

Closest homes

More homes in Ringgold 76261

Assigned schools

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