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Single Family ResidenceResidential
$476,051$164 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $430,000 on Nov 13, 2024

22 RIVER RD

CONCORD, NH 03303
3
Beds
2
Baths
2,900 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1840
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$476K
$445K low$507K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$430,000 · Nov 13, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$138,551
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$110,841
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.72%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$337,500
NORTHPOINT MORTGAGE INC · recorded Aug 26, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,322 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$368,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$159,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$209,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$404,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.9
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyMERRIMACK
Lot (acres)The size of the land the home sits on, from county records.2.20
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Merrimack Valley High SchoolC-
High · Grades 9–12 · 1.2 mi
M
Merrimack Valley Middle SchoolC
Middle · Grades 6–8 · 1.3 mi
E
Penacook Elementary SchoolD+
Elementary · Grades PK–5 · 1.3 mi

District: Merrimack Valley School District

Neighborhood · ZIP 03303These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.109

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.15,710
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.230 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,368
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,736
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

22 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Penacook
  • Costs less per square foot than 98% of homes in Penacook
  • Bigger than 96% of homes in Penacook
  • Has a bigger lot than 92% of homes in Penacook
  • Older than 98% of homes in Penacook

What homes are worth in Concord 03303

Each bar is how many homes fall in that price range. The marker is this home.

This home
$207K$738K

This home is worth more than 74% of homes in Concord 03303.

How it measures up in Concord 03303

The dot is this home. The mark in the middle is the typical home in Concord 03303.

Estimated value$476,051
CheaperTypical $401,023Pricier

Pricier than 74% of homes nearby

Price per ft²$164
CheaperTypical $259Pricier

Pricier than 4% of homes nearby

Living area2,900 ft²
SmallerTypical 1,406 ft²Bigger

Bigger than 93% of homes nearby

Lot size2.2 ac
SmallerTypical 0.75 acBigger

Bigger than 72% of homes nearby

Year built1840
OlderTypical 1986Newer

Newer than 3% of homes nearby

How 22 River Rd ranks against every home in each area.
MeasureThis homePenacookConcord 03303Merrimack County
Estimated valuepricier than$476,05182% of homes74% of homes54% of homes
Price per ft²pricier than$1642% of homes4% of homes6% of homes
Living areabigger than2,900 ft²96% of homes93% of homes86% of homes
Lot sizebigger than2.2 ac92% of homes72% of homes64% of homes
Year builtnewer than18402% of homes3% of homes4% of homes

About 22 River Rd

How much is 22 River Rd, Concord, NH worth?

The TopHap Estimate for 22 River Rd, Concord, NH is $476,051 as of Jul 14, 2026. The likely range is $444,959 to $507,143. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 22 River Rd, Concord, NH last sell?

22 River Rd, Concord, NH last sold on Nov 13, 2024 for $430,000, according to the county's recorded deed.

How big is 22 River Rd, Concord, NH?

22 River Rd, Concord, NH has 3 bedrooms, 2 bathrooms, 2,900 square feet of living space and a 2.20-acre lot.

When was 22 River Rd, Concord, NH built?

22 River Rd, Concord, NH was built in 1840, making it 186 years old. It is a cape cod home. The building has 2 stories.

What schools serve 22 River Rd, Concord, NH?

22 River Rd, Concord, NH is assigned to Merrimack Valley High School (high), rated C-; Merrimack Valley Middle School (middle), rated C; Penacook Elementary School (elementary), rated D+. All sit in Merrimack Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 22 River Rd, Concord, NH compare to other homes in Concord 03303?

Among the 5,771 homes in Concord 03303, it is worth more than 74% of them ($476,051 against a typical $401,023), its price per square foot is higher than 4% of them ($164 against a typical $259), it is bigger than 93% of them (2,900 ft² against a typical 1,406 ft²), its lot is bigger than 72% of them (2.2 ac against a typical 0.75 ac) and it is newer than 3% of them (1840 against a typical 1986). Measured against all of Merrimack County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 22 River Rd, Concord, NH?

The 2025 property tax bill for 22 River Rd, Concord, NH was $11,322. The county assessed it at $368,300.

More homes on River Rd

Closest homes

More homes in Concord 03303

Assigned schools

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