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Rural ResidenceResidential
$304,908$247 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

220 E FLAT ROCK RD

PORT MATILDA, PA 16870
3
Beds
2 / 1
Baths
1,232 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
11 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$305K
$286K low$324K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$204,908
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$163,926
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
CITIZENS BANK NA · recorded Feb 28, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,253 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$44,725 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,345
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$36,380
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$52,905
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$89,450

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyCentre
Lot (acres)The size of the land the home sits on, from county records.11.00
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Port Matilda Elementary SchoolB+
Elementary · Grades KG–5 · 3.4 mi
M
Bald Eagle Area Middle School/Sr High SchoolB-
Middle · Grades 6–12 · 17.2 mi

District: Bald Eagle Area School District

Neighborhood · ZIP 16870These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,655
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.92 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$111,238
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$171,014
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

220 E Flat Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Port Matilda 16870
  • Costs more per square foot than 74% of homes in Centre County
  • Smaller than 83% of homes in Port Matilda 16870
  • Has a bigger lot than 94% of homes in Centre County
  • Older than 78% of homes in Port Matilda 16870

What homes are worth in Port Matilda 16870

Each bar is how many homes fall in that price range. The marker is this home.

This home
$133K$1.3M

This home is worth more than 23% of homes in Port Matilda 16870.

How it measures up in Port Matilda 16870

The dot is this home. The mark in the middle is the typical home in Port Matilda 16870.

Estimated value$304,908
CheaperTypical $440,386Pricier

Pricier than 23% of homes nearby

Price per ft²$247
CheaperTypical $227Pricier

Pricier than 70% of homes nearby

Living area1,232 ft²
SmallerTypical 1,904 ft²Bigger

Bigger than 17% of homes nearby

Lot size11 ac
SmallerTypical 1.09 acBigger

Bigger than 90% of homes nearby

Year built1976
OlderTypical 1994Newer

Newer than 22% of homes nearby

How 220 E Flat Rock Rd ranks against every home in each area.
MeasureThis homePort Matilda 16870Centre County
Estimated valuepricier than$304,90823% of homes39% of homes
Price per ft²pricier than$24770% of homes74% of homes
Living areabigger than1,232 ft²17% of homes26% of homes
Lot sizebigger than11 ac90% of homes94% of homes
Year builtnewer than197622% of homes46% of homes

About 220 E Flat Rock Rd

How much is 220 E Flat Rock Rd, Port Matilda, PA worth?

The TopHap Estimate for 220 E Flat Rock Rd, Port Matilda, PA is $304,908 as of Jul 14, 2026. The likely range is $285,865 to $323,951. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 220 E Flat Rock Rd, Port Matilda, PA last sell?

220 E Flat Rock Rd, Port Matilda, PA last sold on Jul 19, 1976, according to the county's recorded deed.

How big is 220 E Flat Rock Rd, Port Matilda, PA?

220 E Flat Rock Rd, Port Matilda, PA has 3 bedrooms, 2 bathrooms, 1,232 square feet of living space and a 11.00-acre lot.

When was 220 E Flat Rock Rd, Port Matilda, PA built?

220 E Flat Rock Rd, Port Matilda, PA was built in 1976, making it 50 years old. The building has 1 story.

What schools serve 220 E Flat Rock Rd, Port Matilda, PA?

220 E Flat Rock Rd, Port Matilda, PA is assigned to Port Matilda Elementary School (elementary), rated B+; Bald Eagle Area Middle School/Sr High School (middle), rated B-. All sit in Bald Eagle Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 220 E Flat Rock Rd, Port Matilda, PA compare to other homes in Port Matilda 16870?

Among the 3,004 homes in Port Matilda 16870, it is worth more than 23% of them ($304,908 against a typical $440,386), its price per square foot is higher than 70% of them ($247 against a typical $227), it is bigger than 17% of them (1,232 ft² against a typical 1,904 ft²), its lot is bigger than 90% of them (11 ac against a typical 1.09 ac) and it is newer than 22% of them (1976 against a typical 1994). Measured against all of Centre County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 220 E Flat Rock Rd, Port Matilda, PA?

The 2026 property tax bill for 220 E Flat Rock Rd, Port Matilda, PA was $3,253. The county assessed it at $44,725.

Closest homes

More homes in Port Matilda 16870

Assigned schools

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