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Single Family ResidenceResidential
$374,567
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

220 RICHMOND RD

TROY, NH 03465
0
Baths
5.2 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$375K
$324K low$425K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$219,567
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$175,654
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$155,000
RBS CITIZENS BANK NA · recorded Jul 11, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,621 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$493,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$48,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$445,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHESHIRE
Lot (acres)The size of the land the home sits on, from county records.5.20
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Troy Elementary SchoolD+
Elementary · Grades PK–6 · 1.6 mi
M
Monadnock Regional Middle SchoolD+
Middle · Grades 7–8 · 5.2 mi
H
Monadnock Regional High SchoolB-
High · Grades 9–12 · 5.2 mi

District: Monadnock Regional School District

Neighborhood · ZIP 03465These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.2,385
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.128 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,585
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,837
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

220 Richmond Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 80% of homes in Troy 03465

What homes are worth in Troy 03465

Each bar is how many homes fall in that price range. The marker is this home.

This home
$197K$627K

This home is worth more than 62% of homes in Troy 03465.

How it measures up in Troy 03465

The dot is this home. The mark in the middle is the typical home in Troy 03465.

Estimated value$374,567
CheaperTypical $339,340Pricier

Pricier than 62% of homes nearby

Lot size5.2 ac
SmallerTypical 1.25 acBigger

Bigger than 80% of homes nearby

How 220 Richmond Rd ranks against every home in each area.
MeasureThis homeTroy 03465Cheshire County
Estimated valuepricier than$374,56762% of homes42% of homes
Lot sizebigger than5.2 ac80% of homes80% of homes

About 220 Richmond Rd

How much is 220 Richmond Rd, Troy, NH worth?

The TopHap Estimate for 220 Richmond Rd, Troy, NH is $374,567 as of Jul 14, 2026. The likely range is $323,780 to $425,354. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 220 Richmond Rd, Troy, NH last sell?

220 Richmond Rd, Troy, NH last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 220 Richmond Rd, Troy, NH?

220 Richmond Rd, Troy, NH is assigned to Troy Elementary School (elementary), rated D+; Monadnock Regional Middle School (middle), rated D+; Monadnock Regional High School (high), rated B-. All sit in Monadnock Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 220 Richmond Rd, Troy, NH compare to other homes in Troy 03465?

Among the 763 homes in Troy 03465, it is worth more than 62% of them ($374,567 against a typical $339,340) and its lot is bigger than 80% of them (5.2 ac against a typical 1.25 ac). Measured against all of Cheshire County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 220 Richmond Rd, Troy, NH?

The 2025 property tax bill for 220 Richmond Rd, Troy, NH was $10,621. The county assessed it at $493,100.

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Closest homes

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Assigned schools

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