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Single Family ResidenceResidential
$215,820$104 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $155,000 on Dec 28, 2021

220 S RIVERSIDE DR

ELKHART, IN 46514
3
Beds
2 / 1
Baths
2,066 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1912
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$216K
$208K low$224K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$155,000 · Dec 28, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$63,628
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$50,902
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.75%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$152,192
VAN DYK MORTGAGE CORP · recorded Dec 28, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,955 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$215,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$199,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$191,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$215,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyElkhart
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1954
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 264 ft²Patio · 643 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mary Daly Elementary SchoolD
Elementary · Grades KG–6 · 1.1 mi
M
West Side Middle SchoolC+
Middle · Grades 7–8 · 1.3 mi
H
Elkhart High SchoolD-
High · Grades 9–12 · 1.9 mi

District: Elkhart Community Schools

Neighborhood · ZIP 46514These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.43,282
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,071 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,821
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,622
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

220 S Riverside Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 87% of homes in Elkhart 46514
  • Bigger than 80% of homes in Elkhart 46514
  • Has a smaller lot than 90% of homes in Elkhart 46514
  • Older than 93% of homes in Elkhart 46514

What homes are worth in Elkhart 46514

Each bar is how many homes fall in that price range. The marker is this home.

This home
$85K$735K

This home is worth more than 41% of homes in Elkhart 46514.

How it measures up in Elkhart 46514

The dot is this home. The mark in the middle is the typical home in Elkhart 46514.

Estimated value$215,820
CheaperTypical $240,228Pricier

Pricier than 41% of homes nearby

Price per ft²$104
CheaperTypical $155Pricier

Pricier than 13% of homes nearby

Living area2,066 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.15 ac
SmallerTypical 0.36 acBigger

Bigger than 10% of homes nearby

Year built1912
OlderTypical 1969Newer

Newer than 7% of homes nearby

How 220 S Riverside Dr ranks against every home in each area.
MeasureThis homeElkhart 46514Elkhart County
Estimated valuepricier than$215,82041% of homes38% of homes
Price per ft²pricier than$10413% of homes14% of homes
Living areabigger than2,066 ft²80% of homes77% of homes
Lot sizebigger than0.15 ac10% of homes11% of homes
Year builtnewer than19127% of homes11% of homes

About 220 S Riverside Dr

How much is 220 S Riverside Dr, Elkhart, IN worth?

The TopHap Estimate for 220 S Riverside Dr, Elkhart, IN is $215,820 as of Jul 14, 2026. The likely range is $208,138 to $223,502. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 220 S Riverside Dr, Elkhart, IN last sell?

220 S Riverside Dr, Elkhart, IN last sold on Dec 28, 2021 for $155,000, according to the county's recorded deed.

How big is 220 S Riverside Dr, Elkhart, IN?

220 S Riverside Dr, Elkhart, IN has 3 bedrooms, 2 bathrooms, 2,066 square feet of living space and a 0.15-acre lot.

When was 220 S Riverside Dr, Elkhart, IN built?

220 S Riverside Dr, Elkhart, IN was built in 1912, making it 114 years old. The building has 1 story.

What schools serve 220 S Riverside Dr, Elkhart, IN?

220 S Riverside Dr, Elkhart, IN is assigned to Mary Daly Elementary School (elementary), rated D; West Side Middle School (middle), rated C+; Elkhart High School (high), rated D-. All sit in Elkhart Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 220 S Riverside Dr, Elkhart, IN compare to other homes in Elkhart 46514?

Among the 13,829 homes in Elkhart 46514, it is worth more than 41% of them ($215,820 against a typical $240,228), its price per square foot is higher than 13% of them ($104 against a typical $155), it is bigger than 80% of them (2,066 ft² against a typical 1,496 ft²), its lot is bigger than 10% of them (0.15 ac against a typical 0.36 ac) and it is newer than 7% of them (1912 against a typical 1969). Measured against all of Elkhart County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 220 S Riverside Dr, Elkhart, IN?

The 2024 property tax bill for 220 S Riverside Dr, Elkhart, IN was $1,955. The county assessed it at $215,900.

Closest homes

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Assigned schools

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