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Single Family ResidenceResidential
$511,551$139 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2202 SPRUCE RD

EATON RAPIDS, MI 48827
2
Baths
3,678 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$512K
$452K low$571K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$236,551
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$189,241
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$275,000
INDEPENDENT BANK · 5.98% · recorded Apr 6, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,596 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$248,300 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$228,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$451,029

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.53 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyEATON
Lot (acres)The size of the land the home sits on, from county records.10.00
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Eaton Rapids High SchoolA-
High · Grades 9–12 · 6.5 mi
E
Lockwood Elementary SchoolA-
Elementary · Grades 1–2 · 6.7 mi
M
Eaton Rapids Middle SchoolC+
Middle · Grades 6–8 · 6.7 mi

District: Eaton Rapids Public Schools

Neighborhood · ZIP 48827These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.71
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.15,527
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.139 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,934
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,343
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2202 Spruce Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Eaton Rapids 48827
  • Costs less per square foot than 74% of homes in Eaton County
  • Among the largest homes in Eaton Rapids 48827
  • Has a bigger lot than 92% of homes in Eaton County

What homes are worth in Eaton Rapids 48827

Each bar is how many homes fall in that price range. The marker is this home.

This home
$86K$502K

This home is worth more than 98% of homes in Eaton Rapids 48827.

How it measures up in Eaton Rapids 48827

The dot is this home. The mark in the middle is the typical home in Eaton Rapids 48827.

Estimated value$511,551
CheaperTypical $225,412Pricier

Pricier than 98% of homes nearby

Price per ft²$139
CheaperTypical $155Pricier

Pricier than 35% of homes nearby

Living area3,678 ft²
SmallerTypical 1,464 ft²Bigger

Bigger than almost all homes nearby

Lot size10 ac
SmallerTypical 1.61 acBigger

Bigger than 87% of homes nearby

Year built1985
OlderTypical 1975Newer

Newer than 61% of homes nearby

How 2202 Spruce Rd ranks against every home in each area.
MeasureThis homeEaton Rapids 48827Eaton County
Estimated valuepricier than$511,55198% of homes97% of homes
Price per ft²pricier than$13935% of homes26% of homes
Living areabigger than3,678 ft²almost all homesalmost all homes
Lot sizebigger than10 ac87% of homes92% of homes
Year builtnewer than198561% of homes64% of homes

About 2202 Spruce Rd

How much is 2202 Spruce Rd, Eaton Rapids, MI worth?

The TopHap Estimate for 2202 Spruce Rd, Eaton Rapids, MI is $511,551 as of Jul 14, 2026. The likely range is $452,367 to $570,735. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2202 Spruce Rd, Eaton Rapids, MI last sell?

2202 Spruce Rd, Eaton Rapids, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 2202 Spruce Rd, Eaton Rapids, MI?

2202 Spruce Rd, Eaton Rapids, MI has 2 bathrooms, 3,678 square feet of living space and a 10.00-acre lot.

When was 2202 Spruce Rd, Eaton Rapids, MI built?

2202 Spruce Rd, Eaton Rapids, MI was built in 1985, making it 41 years old. The building has 2 stories.

What schools serve 2202 Spruce Rd, Eaton Rapids, MI?

2202 Spruce Rd, Eaton Rapids, MI is assigned to Eaton Rapids High School (high), rated A-; Lockwood Elementary School (elementary), rated A-; Eaton Rapids Middle School (middle), rated C+. All sit in Eaton Rapids Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2202 Spruce Rd, Eaton Rapids, MI compare to other homes in Eaton Rapids 48827?

Among the 6,161 homes in Eaton Rapids 48827, it is worth more than 98% of them ($511,551 against a typical $225,412), its price per square foot is higher than 35% of them ($139 against a typical $155), it is bigger than almost all of them (3,678 ft² against a typical 1,464 ft²), its lot is bigger than 87% of them (10 ac against a typical 1.61 ac) and it is newer than 61% of them (1985 against a typical 1975). Measured against all of Eaton County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2202 Spruce Rd, Eaton Rapids, MI?

The 2025 property tax bill for 2202 Spruce Rd, Eaton Rapids, MI was $3,596. The county assessed it at $248,300.

Closest homes

More homes in Eaton Rapids 48827

Assigned schools

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