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Single Family ResidenceResidential
$1,089,156$296 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $40,000 on Jun 9, 2020

221 ROCKY RIVER RD

MOORESVILLE, NC 28115
4
Beds
2
Baths
3,675 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
7.41 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$972K low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$40,000 · Jun 9, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$351,156
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$280,925
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.61%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$488,000
DOLLAR BK FEDL SVGS BK · recorded Dec 16, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$250,000
THE HUNTINGTON NATIONAL BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,169 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$869,940 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$137,730
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$732,210
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$869,940
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$869,940

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.70
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
68
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.177 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyIredell
Lot (acres)The size of the land the home sits on, from county records.7.41
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Outdoor kitchen

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rocky River Elementary School
Elementary · Grades KG–2 · 1.0 mi
M
Mooresville Middle SchoolA
Middle · Grades 6–8 · 1.2 mi
H
Mooresville High SchoolA-
High · Grades 9–12 · 2.7 mi

District: Mooresville City Schools

Neighborhood · ZIP 28115These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.49,833
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.668 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,557
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,864
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

221 Rocky River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Mooresville 28115
  • Costs more per square foot than 93% of homes in Mooresville 28115
  • Bigger than 96% of homes in Mooresville 28115
  • Has a bigger lot than 97% of homes in Mooresville 28115
  • Newer than 91% of homes in Iredell County

What homes are worth in Mooresville 28115

Each bar is how many homes fall in that price range. The marker is this home.

This home
$131K$1M

This home is worth more than almost all homes in Mooresville 28115.

How it measures up in Mooresville 28115

The dot is this home. The mark in the middle is the typical home in Mooresville 28115.

Estimated value$1,089,156
CheaperTypical $407,084Pricier

Pricier than almost all homes nearby

Price per ft²$296
CheaperTypical $198Pricier

Pricier than 93% of homes nearby

Living area3,675 ft²
SmallerTypical 1,940 ft²Bigger

Bigger than 96% of homes nearby

Lot size7.41 ac
SmallerTypical 0.35 acBigger

Bigger than 97% of homes nearby

Year built2021
OlderTypical 2002Newer

Newer than 89% of homes nearby

How 221 Rocky River Rd ranks against every home in each area.
MeasureThis homeMooresville 28115Iredell County
Estimated valuepricier than$1,089,156almost all homes93% of homes
Price per ft²pricier than$29693% of homes84% of homes
Living areabigger than3,675 ft²96% of homes94% of homes
Lot sizebigger than7.41 ac97% of homes95% of homes
Year builtnewer than202189% of homes91% of homes

About 221 Rocky River Rd

How much is 221 Rocky River Rd, Mooresville, NC worth?

The TopHap Estimate for 221 Rocky River Rd, Mooresville, NC is $1,089,156 as of Jul 14, 2026. The likely range is $972,145 to $1,206,167. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 221 Rocky River Rd, Mooresville, NC last sell?

221 Rocky River Rd, Mooresville, NC last sold on Jun 9, 2020 for $40,000, according to the county's recorded deed.

How big is 221 Rocky River Rd, Mooresville, NC?

221 Rocky River Rd, Mooresville, NC has 4 bedrooms, 2 bathrooms, 3,675 square feet of living space and a 7.41-acre lot.

When was 221 Rocky River Rd, Mooresville, NC built?

221 Rocky River Rd, Mooresville, NC was built in 2021, making it 5 years old. The building has 1 story.

What schools serve 221 Rocky River Rd, Mooresville, NC?

221 Rocky River Rd, Mooresville, NC is assigned to Rocky River Elementary School (elementary); Mooresville Middle School (middle), rated A; Mooresville High School (high), rated A-. All sit in Mooresville City Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 221 Rocky River Rd, Mooresville, NC compare to other homes in Mooresville 28115?

Among the 18,134 homes in Mooresville 28115, it is worth more than almost all of them ($1,089,156 against a typical $407,084), its price per square foot is higher than 93% of them ($296 against a typical $198), it is bigger than 96% of them (3,675 ft² against a typical 1,940 ft²), its lot is bigger than 97% of them (7.41 ac against a typical 0.35 ac) and it is newer than 89% of them (2021 against a typical 2002). Measured against all of Iredell County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 221 Rocky River Rd, Mooresville, NC?

The 2025 property tax bill for 221 Rocky River Rd, Mooresville, NC was $10,169. The county assessed it at $869,940.

Closest homes

More homes in Mooresville 28115

Assigned schools

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