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Single Family ResidenceResidential
$301,644$224 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

221 WHITE ROCK RD

SPRUCE PINE, NC 28777
3
Beds
1
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.85 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$302K
$229K low$374K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,351 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$211,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$48,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$162,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$211,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$211,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMITCHELL
Lot (acres)The size of the land the home sits on, from county records.3.85
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Space
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Mayland Early CollegeA
High · Grades 9–12 · 3.1 mi
E
Greenlee Primary School
Elementary · Grades PK–2 · 4.1 mi

District: Mitchell County Schools

Neighborhood · ZIP 28777These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.107

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,757
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.129 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,047
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,203
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

221 White Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Mitchell County
  • Costs more per square foot than 74% of homes in Mitchell County
  • Has a bigger lot than 85% of homes in Spruce Pine 28777
  • Newer than 90% of homes in Spruce Pine 28777

What homes are worth in Spruce Pine 28777

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$773K

This home is worth more than 68% of homes in Spruce Pine 28777.

How it measures up in Spruce Pine 28777

The dot is this home. The mark in the middle is the typical home in Spruce Pine 28777.

Estimated value$301,644
CheaperTypical $221,476Pricier

Pricier than 68% of homes nearby

Price per ft²$224
CheaperTypical $182Pricier

Pricier than 71% of homes nearby

Living area1,344 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 52% of homes nearby

Lot size3.85 ac
SmallerTypical 1 acBigger

Bigger than 85% of homes nearby

Year built2001
OlderTypical 1975Newer

Newer than 90% of homes nearby

How 221 White Rock Rd ranks against every home in each area.
MeasureThis homeSpruce Pine 28777Mitchell County
Estimated valuepricier than$301,64468% of homes72% of homes
Price per ft²pricier than$22471% of homes74% of homes
Living areabigger than1,344 ft²52% of homes54% of homes
Lot sizebigger than3.85 ac85% of homes76% of homes
Year builtnewer than200190% of homes90% of homes

About 221 White Rock Rd

How much is 221 White Rock Rd, Spruce Pine, NC worth?

The TopHap Estimate for 221 White Rock Rd, Spruce Pine, NC is $301,644 as of Sep 24, 2026. The likely range is $229,456 to $373,832. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 221 White Rock Rd, Spruce Pine, NC last sell?

221 White Rock Rd, Spruce Pine, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 221 White Rock Rd, Spruce Pine, NC?

221 White Rock Rd, Spruce Pine, NC has 3 bedrooms, 1 bathrooms, 1,344 square feet of living space and a 3.85-acre lot.

When was 221 White Rock Rd, Spruce Pine, NC built?

221 White Rock Rd, Spruce Pine, NC was built in 2001, making it 25 years old. The building has 1 story.

What schools serve 221 White Rock Rd, Spruce Pine, NC?

221 White Rock Rd, Spruce Pine, NC is assigned to Mayland Early College (high), rated A; Greenlee Primary School (elementary). All sit in Mitchell County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 221 White Rock Rd, Spruce Pine, NC compare to other homes in Spruce Pine 28777?

Among the 4,977 homes in Spruce Pine 28777, it is worth more than 68% of them ($301,644 against a typical $221,476), its price per square foot is higher than 71% of them ($224 against a typical $182), it is bigger than 52% of them (1,344 ft² against a typical 1,344 ft²), its lot is bigger than 85% of them (3.85 ac against a typical 1 ac) and it is newer than 90% of them (2001 against a typical 1975). Measured against all of Mitchell County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 221 White Rock Rd, Spruce Pine, NC?

The 2026 property tax bill for 221 White Rock Rd, Spruce Pine, NC was $1,351. The county assessed it at $211,100.

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Assigned schools

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