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Single Family ResidenceResidential
$197,880$163 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

642 WHITE ROCK RD

SPRUCE PINE, NC 28777
0
Baths
1,215 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.85 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$198K
$148K low$247K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$771 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$206,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$48,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$157,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$200,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$200,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMITCHELL
Lot (acres)The size of the land the home sits on, from county records.4.85
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Mayland Early CollegeA
High · Grades 9–12 · 3.1 mi
E
Greenlee Primary School
Elementary · Grades PK–2 · 4.2 mi

District: Mitchell County Schools

Neighborhood · ZIP 28777These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.107

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,757
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.129 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,047
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,203
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

642 White Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 89% of homes in Spruce Pine 28777

What homes are worth in Spruce Pine 28777

Each bar is how many homes fall in that price range. The marker is this home.

This home
$41K$742K

This home is worth more than 45% of homes in Spruce Pine 28777.

How it measures up in Spruce Pine 28777

The dot is this home. The mark in the middle is the typical home in Spruce Pine 28777.

Estimated value$197,880
CheaperTypical $221,476Pricier

Pricier than 45% of homes nearby

Price per ft²$163
CheaperTypical $182Pricier

Pricier than 41% of homes nearby

Living area1,215 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 40% of homes nearby

Lot size4.85 ac
SmallerTypical 1 acBigger

Bigger than 89% of homes nearby

How 642 White Rock Rd ranks against every home in each area.
MeasureThis homeSpruce Pine 28777Mitchell County
Estimated valuepricier than$197,88045% of homes49% of homes
Price per ft²pricier than$16341% of homes49% of homes
Living areabigger than1,215 ft²40% of homes42% of homes
Lot sizebigger than4.85 ac89% of homes80% of homes

About 642 White Rock Rd

How much is 642 White Rock Rd, Spruce Pine, NC worth?

The TopHap Estimate for 642 White Rock Rd, Spruce Pine, NC is $197,880 as of Sep 24, 2026. The likely range is $148,467 to $247,293. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 642 White Rock Rd, Spruce Pine, NC last sell?

642 White Rock Rd, Spruce Pine, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 642 White Rock Rd, Spruce Pine, NC?

642 White Rock Rd, Spruce Pine, NC has 1,215 square feet of living space and a 4.85-acre lot.

What schools serve 642 White Rock Rd, Spruce Pine, NC?

642 White Rock Rd, Spruce Pine, NC is assigned to Mayland Early College (high), rated A; Greenlee Primary School (elementary). All sit in Mitchell County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 642 White Rock Rd, Spruce Pine, NC compare to other homes in Spruce Pine 28777?

Among the 4,978 homes in Spruce Pine 28777, it is worth more than 45% of them ($197,880 against a typical $221,476), its price per square foot is higher than 41% of them ($163 against a typical $182), it is bigger than 40% of them (1,215 ft² against a typical 1,344 ft²) and its lot is bigger than 89% of them (4.85 ac against a typical 1 ac). Measured against all of Mitchell County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 642 White Rock Rd, Spruce Pine, NC?

The 2026 property tax bill for 642 White Rock Rd, Spruce Pine, NC was $771. The county assessed it at $206,400.

More homes on White Rock Rd

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More homes in Spruce Pine 28777

Assigned schools

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